About KPay Group

KPay Group (KPay) is a leading fintech company empowering businesses of all sizes with simple, smart, seamless, and secure technology solutions. Serving 95,000+ merchants across Hong Kong, Singapore, Japan, and Australia, we help businesses grow through an integrated platform for payments, financial management, and digital transformation.

Backed by USD 55 million in Series A funding —the largest global payments-sector Series A in 2024 —KPay has been recognised as Forbes Asia's 100 to Watch (2025) and PayFac of the Year (2025) .

About the Role

We are looking for a Settlement Officer to join our Australia Operations team. You will support daily merchant settlements, reconciliation, and payment operations, ensuring transactions are accurate, timely, and properly controlled.

This role is ideal for candidates with 1+ year of experience in fintech, payments, banking operations, or settlement. We also welcome strong candidates from AP/AR, SSC, KYC/Compliance, or bank back-office backgrounds.

What You’ll Do
Process and monitor daily merchant settlements and payouts
Reconcile transaction data across internal systems and banking partners
Investigate discrepancies, failed transactions, and settlement issues




Monitor settlement cycles and identify irregularities
Work with Finance, Risk, Compliance, and Technology teams to resolve issues
Maintain accurate records and support reporting and audits
Identify opportunities to improve processes and reduce manual work

What We’re Looking For
1+ year of relevant experience in fintech, payments, banking, settlement, reconciliation, or operations
Solid numerical ability and excellent attention to detail
Valuable understanding of transactional processes and system logic
Proficient in Excel / Google Sheets
Experience with KYC or payment processes is highly preferred
Strong ownership, reliability, and ability to meet deadlines
Comfortable working in a fast-paced, high-volume workplace
Strong communication and problem-solving skills

Why Join KPay?
Gain hands-on experience in payments and fintech operations
Work closely with Finance, Risk, Compliance, and Technology teams
Join a high-growth fintech expanding across Australia
Build strong analytical, systems, and operational skills
Enjoy clear career progression within Operations or Finance

📌 Settlement Officer Fintech Sydney
🏢 KPay Group
📍 Sydney