About Bridgit

Bridgit is a leading non-bank lender transforming the way Australians access property finance. We pioneered the Buy Now, Sell Later solution to empower homeowners to unlock property equity and move on their terms. With a digital application, rapid approvals, and flexible loan options, we are making property finance seamless and stress-free.

We are five years old and growing. We have accredited over three quarters of Australia’s broker network and launched white label solutions with Australia’s largest aggregators. We have been recognised with awards including Best Growth Story at the 2025 Fintech Awards and other industry accolades.

The difference you’ll make

You will play a pivotal role in scaling Bridgit’s credit capabilities during our next phase of hyper-growth. This is a purely hands-on senior individual contributor role, ideal for a seasoned residential lending professional who thrives on complexity and high-level delegations. Working closely with the Head of Lending, you will act as a key technical escalation point, managing intricate deals and driving process improvements without the requirement of people management.

Responsibilities

Residential Credit Assessment:

- Own the end-to-end assessment of complex lending applications and non-conforming scenarios.
- Bring deep expertise in risk assessment, serviceability, security structures, and business financials.
- Exercise sound judgment on exceptions and escalations, applying a balanced risk approach to high-delegation approvals.
- Act as a senior credit authority, supporting residential loan assessments and relieving the Head of Lending of complex credit workloads.

Framework & Policy Development:

- Shape credit frameworks, policies, and procedures,



recognising policy as a guideline rather than a rigid rule set.
- Draft and refine credit exceptions to provide clarity for the wider team while enabling flexibility in decisioning.
- Partner with Risk and Compliance to ensure frameworks remain scalable, pragmatic, and aligned to Bridgit’s growth.

Stakeholder Engagement & Deal Structuring:

- Work with brokers, business customers, and internal stakeholders to workshop and structure complex deals.
- Provide timely, well-reasoned recommendations and clear rationale for escalated decisions.
- Proactively manage credit-related queries and maintain open, constructive communication with all stakeholders.

Risk & Compliance Ownership:

- Ensure all escalated credit decisions are aligned with responsible lending obligations and Bridgit’s risk appetite.
- Maintain robust documentation for high-level approvals, exceptions, and escalations to support audit and governance processes.
- Contribute to credit risk reviews, recommending pragmatic changes that enhance decision quality and portfolio outcomes.

Process Improvement & Technology:

- Identify opportunities to streamline complex approval workflows and embed scalability into credit processes.
- Collaborate with product, engineering, and operations to design tools and systems that support exceptions, escalations, and nuanced decisioning.




- Champion process improvements that balance customer experience with robust credit governance.

What you’ll bring

- Experience in residential lending — across both conforming and non-conforming.
- Robust financial and credit analysis skills, with a sharp eye for identifying risk.
- Comfort reading and verifying supporting documents for fast decision-making.
- Excellent organisation and communication skills.
- A collaborative, curious mindset with a passion for doing great work.
- A proactive approach to problem solving and a love of process improvement.
- Bonus points if you’re familiar with broker-led channels or startup/scale-up environments.

Our Culture and Benefits

Bridgit values its team as the heart of the business. In addition to competitive remuneration and a modern work environment, we offer:

- Extra Leave – birthday leave plus an additional day of paid leave for life events, celebrations, or mental health reset.
- Two Weeks from Anywhere – opportunity to work remotely from a location of choice for two weeks each year.
- Learning and Development – ongoing professional development and internal learning initiatives.
- Social Events – regular events to bring the team together.

Ready to Make an Impact?

If you’re excited about reshaping the lending industry and want to be part of a company that values authenticity and innovation, we’d love to chat. Apply now and let’s build the future of finance together.

A heads-up that because we operate in the financial services space, any offer made will be subject to successful pre-employment screening, including reference checks and a standard police check.

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📌 Senior Credit Assessor (City of Sydney)
🏢 Bridgit
📍 City of Sydney