Your function:
An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Financial Intermediaries.
Job Description
Your function:
An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Financial Intermediaries.
As a Corporate Credit Analyst, you will be responsible for analysing the risk level of customer/ vendor/ broker credit applications and contributing to their approval, in order to support the business in achieving their expected risk loss targets.
Day To Day
- Undertake financial analysis and modelling for new and existing clients across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment and Tech Finance.
- Liaises with all back office functionalities, sales/account management, credit/risk management, legal and asset management, together with relevant third parties.
- Collect customer/vendor/broker information utilizing applicable systems and procedures and assess completeness and topicality of information.
- Analyse risk (financial, asset, market, security, legal and contractual), review and re-rate customers/end users, local vendors or local dealers.
- Write credit application reports, decide on end-user credit applications and local vendor/ dealer/ broker agreements within given authority level, make sound recommendations and present applications to higher Credit decisioning authorities including local and globalCredit Committees.
- Advise,
prepare and participate in local Credit Committee on decision making regarding end-user credit applications and local vendor/dealer/ broker agreements within given authorization level.
- Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved.
- Contribute to the development of local credit and risk management policies, regulations and guidelines.
- Provide information, support, training and align front - and back-office parties on credit and risk management policies, processes and issues.
All Members Enjoy
- Two working days per year volunteering for a local charity.
- Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
- Flexible hours with possibility to work from home
- Career development opportunities: online learning, member development programs.
“We not only live up to the expectations of our customers for today, but also anticipate their market needs of tomorrow.”
Your Profile
- Degree in accounting, finance, commerce or related field.
- Must have at least 5 years of relevant experience in asset / equipment finance with a DLA held of at least AU$1.5m.
- Advanced financial Analysis skills.
- Understanding of Vendor-based / Dealer-based/ broker-based asset finance partnerships,
including both strategic commercial objectives and risk management principles.
- Understanding of documentation, security, and legal processes, including expert level of PPSR understanding and application.
- The key to success in this role is your ability to analyse the risks and rewards in Vendor/ Dealer/ Broker and Customer relationships, and effectively communicate those risks and rewards in a well-written, professional Credit Application.
- Strong ability to effectively communicate with internal and external customers.
- Excellent comprehension, written and verbal communication skills.
- Ability to organise and prioritise work to assist the Credit team in meeting its objectives.
- Ability to manage multiple tasks and deadlines.
- Flexibility – Ability to remain focused despite changing priorities.
- Ability to handle high work volumes and respond to requests on a timely basis.
- Consultative approach to working with all stakeholders – team player.
- Ability to negotiate and solve problems to respond to internal and external customer requests promptly and correctly.
- Solid ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives.
- Creative problem solver with an adaptive approach.
- A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment.
Ready to work for a company that is Partnering for a Better World
Choose Wellbeing
DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance betw
📌 Corporate Credit Analyst (Sydney)
🏢 Dll
📍 Sydney