Head of Product, Pricing & Portfolio - Home Lending
Role Highlights:
Career-defining opportunity to own the Head of Product function within a leading Financial Institution, at a pivotal moment of growth. Report directly to the a high profile Divisional Executive, with a explicit mandate to bring pricing and portfolio discipline to a rapidly scaling loan book.
Role Overview
The business is in a period of accelerated growth, looking to appoint a new leader to oversee the Product, Pricing and Portfolio strategy across one of it's highest performing divisions to support continued scale.
As a Financial Institution competing against shifting funding costs, RBA rate movements and regulatory change, this is a role for a high energy specialist who wants to manage credit performance whilst supporting a highly capable distribution team and network.
Responsibilities
Own product management end-to-end - origination volume, NIM, ROIC, AUM, pricing and discount policy, budget and profitability reporting, and regulatory monitoring
Lead new product development, including roadmap ownership, business case, market opportunity identification and technology/data partner relationships
Translate broker, aggregator and customer insight into pricing and policy recommendations, developing relationships with Sales and Distribution
Ensure products and collateral remain compliant, up to date and integrate well with partners




Coach and build the capability of a strong operational and technical team
Candidate Profile
You will be a senior product and portfolio leader with genuine P&L; ownership experience, using your relationship style to lead a function where influence and trust-building are critical.
You will bring:
Senior portfolio strategy experience with real P&L; ownership rather than operating as a silo
Lending product management experience within banking, mutual or non-bank lending, with home lending essential and strong exposure to Product Development, Portfolio and Pricing
Working fluency with credit risk and portfolio metrics, including origination volume, NIM, ROIC, AUM and Loan Loss Provisioning
A genuine understanding of funding cost and how it flows into pricing, along with strong broker and distribution partner exposure
Influence-led leadership; comfortable holding a disciplined, evidence-led position with senior stakeholders
This is a rare opportunity to build a function in a high performing business, backed by full executive support and a clearly flagged pathway to future opportunities within the business.
Join a business in a period of high growth, with a clear mandate and full backing to build pricing and portfolio sophistication
A flagged succession pathway into future executive roles as the function and your impact grows
Convenient location with minimal travel and hybrid working
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📌 Head Of Product, Pricing & Portfolio - Home Lending (New South Wales)
🏢 Reo Group
📍 New South Wales