Credit Analyst - 12 Month fixed term contractSydney CBD$120K plus Super and BonusOur client is a fast‐growing non‐bank lender with a strong and diverse mortgage offering across residential and commercial segments.
With continued expansion and a commitment to high‐quality credit outcomes, they are seeking an experienced Credit Analyst to join their credit team in Sydney, to cover parental leave for a 12 month fixed term contract.This role is ideal for someone who thrives in a fast‐paced setting, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.About the RoleAs a Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite.
You'll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.Key ResponsibilitiesAssess and decision loan applications in line with credit policy and risk frameworksManage a pipeline of applications and deliver timely, high‐quality decisionsApply strong analytical judgement to complex borrower scenariosEnsure compliance with NCCP, Responsible Lending,



AML/CTF and internal risk standardsCommunicate credit decisions clearly to brokers and internal stakeholdersCollaborate with Sales, Credit Support, Settlements and Collections to resolve scenariosProvide coaching and guidance to junior and mid‐level analystsContribute to process improvement and capability uplift across the credit teamAbout You5 years' experience in financial services, in mortgage lending within a non‐bank or specialist environmentStrong technical capability in credit assessment and financial analysisAbility to manage competing deadlines in a fast‐paced environmentExcellent communication skills and solid stakeholder engagementHigh attention to detail and robust risk judgementCollaborative, proactive and comfortable challenging the status quoConfident using digital systems and adaptable to new toolsPLEASE DO NOT APPLY IF YOU HAVE NOT WORKED AS CREDIT ANALYST IN A NON-BANK LENDING BUSINESS IN AUSTRALIA.Why This Role AppealsRapidly growing team, potential to secure a permanent role.Modern Sydney CBD office environmentInclusive, collaborative and achievement‐focused cultureOpportunity to contribute to an exciting growth phase
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📌 Credit Analyst New South Wales
🏢 Ethos BeathChapman
📍 New South Wales