BCO Analyst / Associate – Melbourne

This role supports the end‑to‑end Credit & Lending servicing journey, providing credit management support to Relationship Managers and Coverage teams. The analyst facilitates new deal flow, client reviews and renewal activities while carrying out customer outreach, research, and both financial and credit analysis to embed exemplary risk management and control standards.

Key Responsibilities

- Supporting the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for customers and internal stakeholders.
- Executing risk analysis of new and existing deals including but not limited to business, industry, credit, transition and technical risk analysis as well as both internal and external legal documentation negotiations.
- Combining client relationship management with strong credit risk assessment and credit management capabilities to ensure the required credit quality and requisite returns on risk.
- Maintaining HSBC internal control standards, including timely implementation of internal and external audit recommendations, and addressing any issues raised by external regulators.
- Engaging in constructive and consistent dialogue with risk partners and clients, balancing commercial outcomes with risk management.




- Working with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process and robust market intelligence is in place to track and measure risk against agreed thresholds.
- Delivery of BCO tasks as aligned with agreed objectives and key results, Service Level Agreements, and key performance indicators.

Requirements

- Relevant work experience in corporate banking, top tier accounting or related fields such as a credit/financial analyst, auditors or relationship manager, with sound credit and financial analysis skills.
- Strong understanding of various financing instruments and banking products for Corporate & Institutional banking.
- Strong stakeholder management skills, with the ability to build strong relationships, navigate complex situations and drive alignment among senior leaders.
- Comprehensive understanding of risk management and proven experience in ensuring compliance with organisational and regulatory requirements.
- Strong commercial mindset.
- Strong communication and interpersonal skills, with the ability to work effectively as part of a team, and influence and collaborate effectively across all levels of the organisation.
- A Bachelor’s degree in Business, Accounting, Finance, or a related field. CPA/CA/CFA is highly valued.

Preference will be given to candidates who hold Australian PR/Citizenship or Current Zealand Citizenship, or who can demonstrate current unrestricted work rights in Australia without limitations.

Applications from First Nations peoples are encouraged.

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📌 Analyst / Associate, Business Credit Office- Corporate & Institutional Banking (Melbourne)
🏢 Hsbc
📍 Melbourne