Your recent company Join a leading non-bank lender experiencing strong growth across the Australian residential mortgage market. With an entrepreneurial culture, innovative lending solutions and a reputation for delivering exceptional service to brokers and customers, this organisation is continuing to invest in its credit function and top talent. This is an opportunity to join a business where your expertise is valued, your decisions have real influence, and your career can grow alongside the organisation.

Your new role As a Senior Credit Analyst, you'll be at the heart of the lending operation, assessing and approving residential mortgage applications while balancing customer outcomes with sound credit judgement. Working alongside a highly experienced team, you'll review complex lending scenarios, analyse servicing and security positions, and make quality credit decisions within your Delegated Lending Authority. You'll partner closely with Business Development Managers, brokers and key stakeholders to structure deals, workshop scenarios and deliver timely solutions. This is a dynamic role suited to a credit professional who enjoys solving problems, working on complex transactions and playing a key role in business growth.





What you'll need to succeed

- Proven experience in residential mortgage credit assessment within a bank or non-bank lender
- Delegated Lending Authority (DLA) exceeding $1 million
- Experience assessing non-confirming applications
- Advanced analytical skills and the ability to make balanced commercial credit decisions
- Strong stakeholder management experience with brokers, BDMs and internal teams
- Ability to thrive in a fast-paced, high-volume lending environment
- Australian Citizen or Permanent Resident

What you get in return

- Competitive salary plus annual performance bonus and paid overtime
- Sydney CBD Location, Hybrid working arrangements
- Opportunity to work with a growing and highly regarded non-bank lender
- Exposure to complex and varied residential lending transactions
- Supportive leadership team that empowers decision making
- Robust emphasis on learning, development and internal career progression
- High-performing, collaborative culture where your expertise is recognised
- Stable business with ambitious growth plans and ongoing investment in its people

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📌 Senior Credit Analyst (City of Sydney)
🏢 Rashi Joshi
📍 City of Sydney