FRONT Financial is a Sydney-based private lender.
We're sharp-minded, performance-based and tech-driven - and as our book grows, we're building out the credit function.
This is a chance to join the lender early in a senior technical role and help shape how credit runs.
Reporting to the Managing Director, you will be the senior technical voice inside the credit lane - the person analysts come to when a deal gets complicated.
You'll run credit assessment on your own file list, take on the complex and structured commercial deals yourself, and keep the quality bar high across the team.
What you'll do:
Run credit assessment on assigned commercial loan deals
Handle serviceability and financial analysis, and due diligence on financials, security and serviceability
Assess risk against internal credit policy
Manage valuations and instructions, and verify supporting documentation
Personally assess complex and structured commercial deals




Sign off standard deals from Credit Analysts where required
Act as the senior escalation point for technical credit questions
Select funding sources on complex deals
Drive credit process improvement - LMS management, workflow discipline and a feedback loop to the MD
Who we're after:
Strong commercial credit background
Confident assessing complex and structured commercial deals independently
Comfortable being the technical escalation point for a team
Sharp on serviceability, security and policy
Genuinely fluent with AI tools and up-to-date systems - this matters to us
Someone who wants to build, not just process a queue
What you get:
A senior seat in a growing credit function with real ownership from day one
Sydney CBD office, full-time permanent
One wellness day per quarter alongside your annual leave
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📌 Senior Credit Analyst (New South Wales)
🏢 FRONT Financial
📍 New South Wales