- Deep-dive performance analysis and dashboard enhancements.
- Hybrid mode: Sydney CBD office 3 days per week.

- 12 Month Contract
- Deep-dive performance analysis and dashboard enhancements.
- Hybrid Model: Sydney CBD office 3 days per week.

The Company

This bank is a tier-one financial institution recognised for its digital-first culture and customer focus. You will join a collaborative, flat-structured risk team that empowers analysts to directly influence lending strategy and decision-making.

The Role

Reporting to the Retail Credit Risk Manager, you will deliver portfolio monitoring, investigate underlying risk trends, and build reporting capabilities across retail and expanding SME portfolios.

Key Responsibilities:

- Portfolio Monitoring & Insights (40%): Analyse arrears, hardship, Stage 2/3 transitions, and early warning metrics across mortgages, cards, personal, and business lending. Provide executive commentary for risk committees.
- SME Capability Build (25%): Partner with data owners to design new risk metrics, improve data coverage, and build dashboards for evolving SME portfolios.
- Month-End Delivery (25%): Execute monthly risk reporting, resolve reconciliation issues,



and maintain data controls.
- Initiatives & Automation (10%): Support regulatory data projects and implement reporting automation.

Your Experience

Background: 3+ years in credit risk analytics, portfolio monitoring, or risk reporting within banking or financial services. Experience with retail or SME lending portfolios required.

Technical Skills: Strong SQL and data validation capabilities. Hands-on experience developing dashboards in Tableau or Power BI.

Analytical Mindset: Proven ability to investigate the "why" behind data anomalies and translate numbers into commercial risk insights.

Communication: Ability to articulate complex risk trends clearly to policy teams and senior stakeholders.

Requirements: Degree in a quantitative discipline (Statistics, Math, Finance, Data Science, or related), full Australian work rights, and Sydney residency (3 days in-office).

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.

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📌 Credit Risk Analyst (Portfolio & Reporting) (Sydney)
🏢 Randstad - Australia
📍 Sydney