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PAYG Mortgage Broker | Warm Leads Provided | Founding Division Role

The Chance (Zero Cold Calling. Instant Momentum.) Most Mortgage Broker roles ask you to spend 70% of your week hunting for leads. This one lets you spend 100% of your week writing loans.

An established, full-service financial services powerhouse in Toowoomba is launching a dedicated mortgage broking division—and we are looking for an experienced Mortgage Broker to take the reins from day one.

Instead of building a book from scratch, you will step straight into a warm ecosystem of existing wealth, accounting, and financial planning clients actively needing residential lending solutions. You get the security of a PAYG package, the backing of a trusted local brand, and the rare opportunity to build and shape a division with serious growth runway.

Why High-Performing Brokers Make This Move

- Built-In Referral Engine: Forget networking breakfasts and cold outreach. Receive consistent, pre-qualified warm leads directly from the broader financial services team.

- True PAYG Security: Sleep easy with a competitive base salary plus uncapped performance incentives—giving you financial stability from your very first week.

- Foundational Impact: Be the go-to lending specialist in a greenfield division, with the autonomy to put your stamp on processes, lender panels, and future team growth.

- Holistic Client Outcomes: Partner alongside seasoned financial advisers and specialists to deliver seamless, big-picture outcomes for Toowoomba families, investors, and upgraders.

What You’ll Own As the cornerstone of our residential lending arm,



you will manage the complete client lifecycle from discovery to settlement:

- Convert Warm Referrals: Turn internal client introductions and warm enquiries into long-term, loyal lending relationships.

- Tailor Lending Strategies: Conduct comprehensive discovery meetings, assess borrowing capacity, structure complex scenarios (PAYG, self-employed, investment), and recommend optimal home loan solutions.

- End-to-End Execution: Oversee high-quality, NCCP-compliant loan submissions via ApplyOnline and aggregator platforms, driving files smoothly through to settlement.

- Cross-Divisional Collaboration: Work side-by-side with internal advisers to spot refinancing, equity release, and property purchase opportunities across the existing client base.

What You Bring to the Table

- Proven Broking Track Record: Demonstrated experience as a Mortgage Broker, Home Loan Specialist, or Mobile Lender in the Australian market.

- Credit & Policy Mastery: Deep understanding of residential lending policies, servicing calculators, and structuring clean, first-time-right applications.

- Qualifications: Certificate IV in Finance and Mortgage Broking (or Diploma), MFAA/FBAA membership eligibility, and a clean credit/compliance history.

- Relationship-First Mindset: Polished communication skills, high attention to detail, and the commercial drive to build something significant within an established team.

Ready to Build Without Starting From Scratch? If you love the craft of mortgage broking and structuring great deals—but are tired of the feast-or-famine grind of self-gen—let’s have a confidential chat.

Click Apply Now with your resume to explore this foundational Toowoomba opportunity.

📌 Mortgage Broker (PAYG) (Toowoomba)
🏢 Loan Market
📍 Toowoomba