A trusted non-bank lender is seeking a Mortgage Credit Analyst due to strong organic growth. This non-bank lender is known for their competitive edge in the market. A outstanding opportunity for an experienced credit analyst or underwriter to join a growing team and elevate their skillset within specialist lending.

About the role
Assess a variety of home loan applications predominantly via broker channels through to approval Analyse borrower financials including income, expenses, assets and liabilities Develop an understanding of credit risk, policy intent, and risk appetite, and how these apply to individual loan scenarios Identify key risks and mitigating factors, escalating and recommending outcomes where appropriate Prepare clear, well-reasoned credit assessments and recommendations Work closely with brokers, BDMs,



and internal stakeholders to support quality lending outcomes Build knowledge of regulatory requirements and market trends, contributing to continuous improvement of credit processes What we’re looking for: Experience as a mortgage credit assessor, analyst or underwriter within a non-bank is preferred Experience with more complex mortgage structures, such as self-employed, low doc, alt doc and trusts Clear written and verbal communication skills A degree in finance, accounting, economics or a related field is desirable but not essential Energy, positivity and a can-do attitude What’s in it for you? A welcoming and supportive team workplace A busy, rapid paced and exciting workflow State-of-the-art office with additional perks & benefits Please note Australian permanent residency or citizenship is required.

📌 Residential Credit Analyst Sydney
🏢 T+O+M Executive
📍 Sydney