in2capital | Convenient Metro, train and bus based location | Hybrid | Full-timeAbout in2capitalAt in2capital, we believe business finance should move at the speed of business.
We're building a business lender around speed, technology, transparency and commercial decision-making.
We offer Business Term Loans and Lines of Credit to Australian SMEs, give same-day credit decisions, and work closely with brokers.The roleWe're looking for a mid-level Credit Analyst to join our credit team.
You'll assess SME loan applications, mostly by reading bank statements to understand how a business really trades.What you'll doAnalyse business bank statements to assess cash flow, how much debt a business can service, how its trading moves and any risk flagsAssess Term Loan and Line of Credit applications and make recommendationsSpot red flags such as dishonours, undisclosed debts, gambling,



or cash flow that is lumpy or seasonalWork with brokers and the sales team to structure deals that fit the businessHelp us keep a quick, consistent decision process and improve our credit policyWhat you'll bringAt least 4 years of experience analysing bank statements for SME cash flow lending (non-bank, fintech or bank)Strong commercial judgement and the confidence to make a callSolid grasp of SME financials, BAS/ATO portals and credit bureau reportsClear written communication and attention to detailComfort working at pace in a growing businessWhy in2capitalCompetitive salary + superHybrid working from a convenient Metro, train and bus based locationA real say in shaping credit at a growing lenderFast decisions, little bureaucracy and a team that backs your judgement#Hiring #CreditAnalyst #SMEFinance #BusinessLending #Fintech #in2capital
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📌 Credit Analyst (Sydney)
🏢 in2capital
📍 Sydney