Lead an experienced credit team, stay close to the deals, and own the decisions that matter.My client is an established, well funded fintech lender helping small businesses grow.
They've built a reputation for smart, data led credit decisions and a genuinely great place to work, and they're now looking for a Credit Manager to lead their credit team.Why this role stands out:Real influence.
A lean business of around 100 people, where you'll work directly with senior leadership and your decisions shape the portfolioCredit that matters.
Assess businesses on how they actually trade, using real time data, not just box tickingA bonus that means something.
10% on top of base, with a genuine share in the company's successPeople stay.
Strong retention and a leadership team that has grown with the businessBalance that works.
CBD office, one work from home day a week, and a supportive, collaborative cultureWhat you'll be doing:Leading and developing an experienced team of credit analystsOwning the daily queue and keeping decisions movingBeing the escalation point on complex and larger dealsMaking the tough calls and explaining them clearly to Sales,



brokers and senior leadersBalancing growth, loan profitability, credit policy and risk appetiteUsing workflow and quality data to spot trends and fix root causesTurning policy changes into practical guidance the team can useWhat you'll bring:Proven experience leading credit analysts or underwritersA current or previous DLA in commercial or SME lendingA strong understanding of how a business makes money: cashflow, margins and profitabilityThe presence to lead people who know their stuff, and the confidence to say no and stand by itClear, concise communication with stakeholders at every levelA highly analytical mindset and comfort with Excel and reportingA relevant degree in Finance, Economics, Business or similarIf you're a credit leader who still enjoys being in the detail, this is a rare chance to lead a robust team in a business where your work is seen and rewarded.The package:$160k - $190k plus super, a CBD office with one work from home day a week, and a team that gets things done.
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📌 Credit Manager (Sydney)
🏢 Bluewave Talent
📍 Sydney