As a Credit Analyst in Resimac Asset Finance, you'll assess the creditworthiness of consumer and commercial asset finance applications in line with our credit policy, and give introducers timely, well-reasoned decisions.

You'll approve deals within your delegated authority, escal... ???

You'll work closely with our Credit, Operations, Settlements, Sales and Compliance teams, as well as introducers, suppliers, employers and other financiers.

Key responsibilities

Assess, recommend and approve applications within your delegated authority, and escrow anything outside it

Underwrite flexibly but on sound commercial grounds, in line with Resimac Asset Finance credit guidelines

Communicate credit decisions to introducers within agreed timeframes, with a strong focus on customer service

Answer questions and objections with clear, logical reasoning to reach outcomes that work for both sides

Minimise fraud, credit and operational losses and protect the integrity of our credit scorecard

Make sure all required documentation is complete, accurate and accessible

Meet KPIs, SLAs, QA and compliance requirements, and follow policy and process at all times





Support other areas of the business when needed

About you

At least 2 years' experience in a full-time finance industry role

Working knowledge of the regulatory setting, particularly the NCCP, AML/CTF and the Privacy Act

Understanding of credit reporting, PPSR, NCCP, AML/CTF and Privacy Act requirements

Understanding of loan structures, including personal loans, lines of credit, premium funding, finance leases, chattel mortgages, rental/operating leases and sale/discounted receivables facilities

Financial analysis skills across balance sheets, profit and loss statements, ATO portals, BAS and bank statements

Intermediate Microsoft 365 skills (Word, Excel, Outlook and Teams)

Strong analytical skills and outstanding attention to detail

The ability to work independently, solve problems and keep going when you hit obstacles

Efficient time management and sound reporting and record keeping

Clear communication and the ability to build productive relationships with internal and external stakeholders

📌 Credit Analyst (Australia)
🏢 Resimac
📍 Australia