Company Description MatrixCM operates within the Matrix Capital Management and Matrix Credit Management Group, providing credit and lending solutions across diverse asset classes. Matrix Capital Management provides wholesale investors to fund residential, commercial, rural, farming, and property development opportunities.

Matrix Private focuses on short-term lending solutions to SME customers with terms of up to 24 months. The group combines adaptable funding structures with disciplined risk management to support business growth and investment outcomes. Team members join a collaborative environment that values analytical rigor, client service, and responsible lending practices.

Role Description The Credit Manager role at MatrixCM is a full-time hybrid position based in Sydney, NSW, with the flexibility to work from home part of the week.

The Credit Manager will review, assess, and approve credit applications across residential, commercial, rural, farming, and SME lending portfolios. Day-to-day responsibilities include conducting detailed credit analysis, preparing credit submissions, managing credit limits, monitoring portfolio performance, and ensuring adherence to internal policies and regulatory requirements. The role involves collaborating closely with relationship managers, investors,



and operations teams to structure appropriate lending solutions and mitigate credit risk.

The Credit

Manager will also contribute to continuous improvement of credit processes, reporting, and risk management frameworks.

Qualifications

- Candidates should possess strong skills in Credit Management and Credit Risk Management, with experience in assessing and structuring lending solutions.
- Candidates should possess solid Analytical Skills and Finance knowledge to evaluate financial statements, cash flows, and collateral positions.
- Candidates should possess expertise in Credit assessment and portfolio monitoring within residential, commercial, and SME lending environments.
- Candidates should possess effective communication and stakeholder management skills to collaborate with internal teams and external partners.
- Candidates should possess strong attention to detail, sound judgment, and the ability to make well-reasoned credit decisions under time constraints.
- Relevant tertiary qualifications in finance, commerce, economics, or a related discipline are preferred, along with experience in financial services or banking.
- Familiarity with Australian lending regulations, risk frameworks, and credit systems is highly beneficial.

📌 Credit Manager (Sydney)
🏢 MatrixCM
📍 Sydney