Lead a credit team and drive quality decision-making within a growing consumer non-bank lender.Your new company
Join a growing Australian consumer non-bank lender operating in a fast-paced and evolving environment. The business has a strong focus on quality credit decision-making, responsible lending and continuous process improvement.
Your new role
As Credit Team Manager, you'll lead a team of approximately 9 Credit Analysts across Sydney and the Philippines. This is a hands-on leadership role combining people management with responsibility for credit quality, complex lending decisions and the day-to-day credit assessment function.
What you'll be doing

- Lead the day to day credit assessment function and provide direction and support to Credit Analysts across Australian and offshore operations.
- Oversee the quality and consistency of credit assessments, ensuring strong decision-making standards are maintained across the team.
- Manage complex credit applications and escalations, providing guidance and making sound credit decisions when required.
- Coach, develop and performance-manage Credit Analysts, building capability while maintaining high standards of individual and team performance.
- Ensure lending decisions comply with internal credit policy, responsible lending requirements and relevant consumer credit regulations.
- Remain hands on with credit assessment and underwriting, particularly when dealing with complex or escalated applications.

What you'll need to succeed




- Previous experience as a Credit Manager or Credit Team Leader, with direct responsibility for managing Credit Analysts.
- Solid experience across consumer lending, with a solid background in credit assessment and underwriting within a regulated lending environment.
- Strong working knowledge of responsible lending obligations and consumer credit requirements.
- Experience leading an offshore or geographically distributed credit team would be highly regarded.
- The ability to remain hands-on with credit while also taking ownership of broader team performance and standards.
- Australian Citizen or Permanent Resident.
What you'll get in return
- A key leadership position within a growing Australian consumer lending business.
- The opportunity to lead an established team across both Australian and offshore operations.
- A hands-on position where you'll remain involved in complex credit matters while developing and supporting your team.
- The opportunity to influence credit processes and maintain strong lending standards as the business continues to grow and evolve.
- Opportunity to work in a smaller organisation where your say matters.
- Hybrid opportunity, Sydney CBD
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a recent position, please contact us for a confidential discussion on your career.
#3027252

📌 Credit Team Manager (Sydney)
🏢 Hays Recruitment
📍 Sydney