About the role

As a Credit Analyst in Resimac Asset Finance, you'll assess the creditworthiness of consumer and commercial asset finance applications in line with our credit policy, and give introducers timely, well-reasoned decisions.

You'll approve deals within your delegated authority, escalate those outside it, and play a key part in keeping fraud, credit and operational losses low. You'll work closely with our Credit, Operations, Settlements, Sales and Compliance teams, as well as introducers, suppliers, employers and other financiers.

Key responsibilities

- Assess, recommend and approve applications within your delegated authority, and escalate anything outside it
- Underwrite flexibly but on sound commercial grounds, in line with Resimac Asset Finance credit guidelines
- Communicate credit decisions to introducers within agreed timeframes, with a strong focus on customer service
- Answer questions and objections with explicit, logical reasoning to reach outcomes that work for both sides
- Minimise fraud, credit and operational losses and protect the integrity of our credit scorecard
- Make sure all required documentation is complete, accurate and accessible
- Meet KPIs, SLAs, QA and compliance requirements,



and follow policy and process at all times
- Support other areas of the business when needed

About you

- At least 2 years' experience in a full-time finance industry role
- Working knowledge of the regulatory environment, particularly the NCCP, AML/CTF and the Privacy Act
- Understanding of credit reporting, PPSR, NCCP, AML/CTF and Privacy Act requirements
- Understanding of loan structures, including personal loans, lines of credit, premium funding, finance leases, chattel mortgages, rental/operating leases and sale/discounted receivables facilities
- Financial analysis skills across balance sheets, profit and loss statements, ATO portals, BAS and bank statements
- Intermediate Microsoft 365 skills (Word, Excel, Outlook and Teams)
- Strong analytical skills and outstanding attention to detail
- The ability to work independently, solve problems and keep going when you hit obstacles
- Efficient time management and sound reporting and record keeping
- Clear communication and the ability to build productive relationships with internal and external stakeholders

📌 Credit Analyst (Sydney)
🏢 Resimac
📍 Sydney