Credit Analyst - Business Lending - Western Sydney
Senior Credit Analyst – Non-Bank Property & SME Lending
$120k–$150k + super | Flexible for the right skillset
Fast-moving, entrepreneurial non-bank environment
My client is a leading non-bank lender supporting Australian SMEs with fast, flexible funding solutions.
As their secured lending offering continues to grow, they are seeking a high-calibre Senior Credit Analyst to play a key role in assessing and delivering property-backed business loans.
This role focuses on the underwriting and management of secured business loans ranging from $500k to $2m, with security held via second registered mortgages over residential and commercial property.
You will sit at the intersection of sales momentum and credit discipline, helping deliver responsible and commercially sound outcomes.
Senior Credit Analyst – Non-Bank Property & SME Lending
$120k–$150k + super | Flexible for the right skillset
Fast-moving, entrepreneurial non-bank environment
My client is a leading non-bank lender supporting Australian SMEs with fast, flexible funding solutions.
As their secured lending offering continues to grow, they are seeking a high-calibre Senior Credit Analyst to play a key role in assessing and delivering property-backed business loans.
This role focuses on the underwriting and management of secured business loans ranging from $500k to $2m, with security held via second registered mortgages over residential and commercial property.
You will sit at the intersection of sales momentum and credit discipline, helping deliver responsible and commercially sound outcomes.
The Role
Assess,



structure and underwrite secured SME lending transactions
Collaborate with sales, finance brokers, accountants and debt advisors to pre-screen and qualify loan scenarios
Perform deep-dive analysis of SME cash flow, bank statements and financial statements
Prepare and present high-quality submissions to Credit Committee
Liaise with valuers and external solicitors through valuation, documentation and settlement
Maintain strong portfolio quality while taking a solutions-focused approach to complex scenarios
About You
5+ years' experience as a Credit Analyst within non-bank or private lending
Proven exposure to SME lending and/or property-backed business loans
Strong capability in bank statement and cash flow analysis
Sound understanding of mortgage security, PPSR and Australian lending legislation
Commercial mindset with the confidence to recommend outcomes
Degree in Finance, Accounting, Business or a related discipline (highly regarded)
We're open to considering strong mid-level analysts with the right exposure and capability.
What my client Offers
$120k–$150k + super, depending on experience
Exposure to complex, high-value secured transactions
Credit committee visibility and genuine deal ownership
Fast-moving, entrepreneurial non-bank workplace
Opportunity to make a real impact as the secured lending portfolio grows
All applications will be treated with strict confidentiality.
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📌 Credit Analyst - Business Lending - Western Sydney
🏢 Dash Recruitment
📍 Sydney