in2capital | Convenient Metro, train and bus based location | Hybrid | Full-time
About in2capital
At in2capital, we believe business finance should move at the speed of business. We're building a business lender around speed, technology, transparency and commercial decision-making. We offer Business Term Loans and Lines of Credit to Australian SMEs, give same-day credit decisions, and work closely with brokers.
The role
We're looking for a mid-level Credit Analyst to join our credit team. You'll assess SME loan applications, mostly by reading bank statements to understand how a business really trades.
What you'll do
- Analyse business bank statements to assess cash flow, how much debt a business can service, how its trading moves and any risk flags
- Assess Term Loan and Line of Credit applications and make recommendations
- Spot red flags such as dishonours, undisclosed debts, gambling, or cash flow that is lumpy or seasonal
- Work with brokers and the sales team to structure deals that fit the business
- Help us keep a fast, consistent decision process and improve our credit policy
What you'll bring
- At least 4 years of experience analysing bank statements for SME cash flow lending (non-bank, fintech or bank)
- Strong commercial judgement and the confidence to make a call
- Solid grasp of SME financials, BAS/ATO portals and credit bureau reports
- Transparent written communication and attention to detail
- Comfort working at pace in a growing business
Why in2capital
- Competitive salary + super
- Hybrid working from a convenient Metro, train and bus based location
- A real say in shaping credit at a growing lender
- Fast decisions, little bureaucracy and a team that backs your judgement
How to apply: Email your CV to
[email protected].
#Hiring #CreditAnalyst #SMEFinance #BusinessLending #Fintech #in2capital
📌 Credit Analyst (Sydney)
🏢 in2capital
📍 Sydney