Credit Analyst - Business Lending - Western Sydney

Senior Credit Analyst – Non-Bank Property & SME Lending

$120k–$150k + super | Flexible for the right skillset

Fast-moving, entrepreneurial non-bank environment

My client is a leading non-bank lender supporting Australian SMEs with fast, flexible funding solutions. As their secured lending offering continues to grow, they are seeking a high-calibre Senior Credit Analyst to play a key role in assessing and delivering property-backed business loans.

This role focuses on the underwriting and management of secured business loans ranging from $500k to $2m, with security held via second registered mortgages over residential and commercial property. You will sit at the intersection of sales momentum and credit discipline, helping deliver responsible and commercially sound outcomes.

- Senior Credit Analyst – Non-Bank Property & SME Lending

- $120k–$150k + super | Flexible for the right skillset

- Quick-moving, entrepreneurial non-bank environment

My client is a leading non-bank lender supporting Australian SMEs with fast, flexible funding solutions. As their secured lending offering continues to grow, they are seeking a high-calibre Senior Credit Analyst to play a key role in assessing and delivering property-backed business loans.

This role focuses on the underwriting and management of secured business loans ranging from $500k to $2m, with security held via second registered mortgages over residential and commercial property. You will sit at the intersection of sales momentum and credit discipline, helping deliver responsible and commercially sound outcomes.

The Role

- Assess,



structure and underwrite secured SME lending transactions

- Collaborate with sales, finance brokers, accountants and debt advisors to pre-screen and qualify loan scenarios

- Perform deep-dive analysis of SME cash flow, bank statements and financial statements

- Prepare and present high-quality submissions to Credit Committee

- Liaise with valuers and external solicitors through valuation, documentation and settlement

- Maintain strong portfolio quality while taking a solutions-focused approach to complex scenarios

About You

- 5+ years’ experience as a Credit Analyst within non-bank or private lending

- Proven exposure to SME lending and/or property-backed business loans

- Strong capability in bank statement and cash flow analysis

- Sound understanding of mortgage security, PPSR and Australian lending legislation

- Commercial mindset with the confidence to recommend outcomes

- Degree in Finance, Accounting, Business or a related discipline (highly regarded)

We’re open to considering strong mid-level analysts with the right exposure and capability.

What my client Offers

- $120k–$150k + super, depending on experience

- Exposure to complex, high-value secured transactions

- Credit committee visibility and genuine deal ownership

- Fast-moving, entrepreneurial non-bank environment

- Opportunity to make a real impact as the secured lending portfolio grows

All applications will be treated with strict confidentiality.

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📌 Credit Analyst (Sydney)
🏢 Dash Recruitment
📍 Sydney