Introduction

At Pen, we don’t just underwrite risk, we unlock possibility. We’re a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we’re transforming what it means to be an MGA in today’s insurance landscape.

Whether you’re shaping new products, solving complex problems, or collaborating across teams, your ideas and initiative will help deliver smarter solutions for our clients—and move the industry forward. Here, agility meets stability. Creativity meets execution.

And your career meets real opportunity. At Pen, we champion innovation, value accountability, and thrive on building something better together. If you’re looking to join a team that’s rewriting the future of underwriting, we’d love to hear from you.

How you'll make an impact

Why Gallagher?

Gallagher is a global leader in Insurance broking, risk management and consulting, with over 71,000 employees worldwide in over 130 countries. We have a global reach with a local presence and pride ourselves on being a socially responsible and an ethical organisation expressed through our Shared Values, The Gallagher Way. We are proud to have been awarded one of Insurance Business Australia Top Insurance Employers and Forbes Best Employer for Women.

Pen Underwriting is a leading underwriting agency that partners with over 500 broking businesses across Australia, delivering cutting-edge insurance solutions backed by deep underwriting expertise, strong insurer relationships, and a collaborative, people-focused culture.

The Role:

As an Underwriter, you will be responsible for

- Assessing and underwriting new business and renewal submissions across Liability lines, in accordance with Pen Underwriting guidelines.
- Evaluating risks by reviewing broker submissions, insureds' operations, risk controls, financial position, and relevant policies,



procedures and certifications.
- Applying underwriting expertise to risk assessment, claims history analysis, pricing and coverage decisions across current and existing Liability accounts.
- Building and maintaining strong relationships with brokers to drive new business opportunities and maximise renewal retention.
- Support efficiencies and process improvements in the team
- Collaborating with underwriters across other product lines to strengthen broker relationships and identify growth opportunities.

What You’ll bring:

To succeed in this role, you'll bring a positive, proactive attitude along with:

- Minimum 3 years’ underwriting experience, ideally within Liability insurance products.
- Strong risk assessment, analytical and decision-making skills with the ability to work within delegated authority.
- Excellent communication and relationship-building skills with brokers, agents and clients.
- Highly organised with strong time management skills and the ability to prioritise competing demands.
- Sound understanding of Australian insurance regulations, compliance requirements and Microsoft Office applications.

Why Join Gallagher? At Gallagher, we believe in empowering our people to thrive both professionally and personally. Here’s what you can look forward to:

- Grow Your Career: Unlock personalised career pathways, access tailored training programs, and benefit from tuition assistance to support your professional growth.
- Prioritise Your Wellbeing: Take advantage of our wellbeing initiatives, including an employee assistance program, additional Lifestyle Leave,



and resources to help you stay balanced and healthy.
- Enjoy Rewards and Benefits: Save with Gallagher Rewards, offering discounts at over 350 major retailers. Plus, participate in our Employee Stock Purchase Plan and explore salary-sacrificed superannuation options.
- Make a Difference: Give back to the community with paid volunteering days to support causes close to your heart.
- Be Part of an Inclusive Culture: Join a workplace that celebrates diversity and inclusion, welcoming people of all backgrounds, faiths, sexual orientations, gender identities, and lifestyle choices.

Employment offers are subject to satisfactory reference & background checks. Gallagher is an Equal Employment Opportunity (EEO) employer committed to workplace diversity and inclusion. We embrace a working environment that celebrates individuality and fosters collaboration.

This is an exciting chance to join a global leader and make a real impact. Apply now via Gallagher Careers. Our Talent Acquisition team is here to help at [email protected].

Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

- Competitive compensation
- Comprehensive benefits programs designed to support your well-being
- Career development opportunities and ongoing learning
- A collaborative, people-first culture with accessible leadership
- The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles. Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

📌 Liability Underwriter (Sydney)
🏢 Gallagher
📍 Sydney