Job Description

Fitch Ratings is currently seeking a Credit Analyst to join our Australia/New Zealand Structured Finance and Covered Bonds team, based out of our Sydney office. As one of the world's top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a "challenger mindset," you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.



Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group/content/Credit-Analysts/ The Australian Structured Finance (SF) and Covered Bonds (CVB) team is currently a team of 15 analysts covering all asset classes in Australian and New Zealand SF and CVB.

What We Offer:

- Join an experienced team
- Exposure to majority of issuers in the market
- Variety of work with ability to work on multiple asset classes (as well as new asset classes and issuers), in both rating new transactions as well as monitoring existing transactions.
- Great development opportunity for someone looking to start or continue to develop their career in SF/CvB.

How You'll Make an Impact:

- Rating recent transactions, including looking at new asset classes and issuers.
- Ensure all structured finance transactions/CvB programmes are reviewed on a continuous 12-month schedule, and all transactions/programmes have been reviewed at least once a year by the due date.
- Performing data analysis in excel.
- Executing Fitch generated models.
- Prepare high-quality analytical documentation and present findings in committee meetings
- Provide timely commentary on market and transaction performance.




- Manage queries from issuers/bankers/investors - represent Fitch and communicate effectively with external transaction parties.
- Participate in originator/servicer review meetings.
- Contribute to ad hoc projects, reporting, and authoring of reports .

You May be a Good Fit if Have:

- Undergraduate degree in finance related discipline; candidates with Science or Engineering background will also be considered.
- For Analyst level: A minimum of 18 months experience at a financial institution working in the mortgage or asset finance departments (preference in a credit or analytical related role)

OR

- For Senior Analyst and Associate Director level: a minimum of 3-5 years structured finance experience gained at an issuer, arranger or trustee, in a role that required:
- The candidate to work in excel to manipulate, transform and perform calculation to generate an analytical result to support their proposal / recommendations
- The candidate to prepare documentation to support their proposals / recommendations.

- Intermediate excel skills with knowledge of following functionality [vlookup(), sumif(), if(), index(), match() etc.
- Strong time management skills and a high level of attention to detail.
- An analytical individual who enjoys working with spreadsheets to generate a solution / result.

What Would Make You Stand Out:

- Analytical Curiosity and Problem-Solving: An insatiable desire to understand the "why" behind questions and challenges, coupled with a commitment t

📌 Structured Finance Credit Analysis, Sydney
🏢 Hearst
📍 Sydney