Company Overview

This established financial services organisation has a long history of supporting borrowers through flexible lending solutions. Operating within the specialist lending sector, the business provides residentially secured lending solutions and is recognised for its relationship-focused approach and strong credit expertise.

Role Overview

An opportunity exists for an experienced Senior Credit Analyst to join a growing credit team based in Melbourne CBD. Reporting into Credit Leadership, you will play a key role in assessing and processing complex lending applications while supporting continuous improvement across credit operations.

Key responsibilities
Assess and submit consumer and business lending applications secured by residential property
Evaluate complex credit scenarios and workshop deals with senior stakeholders
Build solid relationships with brokers, sales teams and internal departments
Conduct detailed due diligence across all lending applications
Ensure compliance with NCCP, AML/CTF and Privacy obligations
Identify opportunities to improve credit processes and operational efficiency
Support reporting requirements and operational excellence initiatives

Skills & Experience
Minimum 10 years' experience in credit analysis,



underwriting or lending assessment
Experience within mortgage lending, banking or financial services environments
Strong understanding of mortgage lending and complex borrower structures including trusts and companies
Familiarity with ApplyOnline or similar loan origination platforms
Exposure to specialist or non-conforming lending environments highly regarded
Strong stakeholder management and communication skills
Ability to manage multiple priorities in a rapid-paced environment
Delegated Lending Authority (DLA) experience highly regarded

What’s on Offer
Melbourne CBD based opportunity
Exposure to complex residential and business lending transactions
Supportive and collaborative team environment
Solid career development and progression opportunities
Chance to broaden credit expertise across specialist lending scenarios

We are committed to providing a supportive culture and positively contributing towards creating diverse and inclusive workplaces for our candidates and clients. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals and Indigenous Australians to apply.
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📌 Senior Credit Analyst Melbourne (Australia)
🏢 Profusion PAC
📍 Australia