29 Oct
|
Bridgit
|
Sydney
About Us
Bridgit is a leading non-bank lender transforming the way Australians access property equity. Purpose-built to make property transactions faster and easier, we pioneered the Buy Now, Sell Later solution - empowering homeowners to unlock their property equity and move on their terms. With a simple digital application, fast approvals, and flexible loan options, we're making property finance seamless and stress-free.
About Us
Bridgit is a leading non-bank lender transforming the way Australians access property equity. Purpose-built to make property transactions faster and easier, we pioneered the Buy Now, Sell Later solution - empowering homeowners to unlock their property equity and move on their terms. With a simple digital application, fast approvals, and flexible loan options, we're making property finance seamless and stress-free. We're now five years old and making huge strides. We've accredited over three-quarters of Australia's broker network, and launched white label solutions with Australia's largest aggregators - Connective, Aussie Home Loans, Finsure, and Loan Market Group - and we're just getting started. Our momentum has been recognised with awards including Best Growth Story at the 2025 Fintech Awards, the 2025 Finder People's Choice Award for Lending Innovation, Deloitte's Tech Fast 50 2025, and a place among LinkedIn's Top 20 Startups in Australia 2025 & 2026.
The role
This is the pricing seat at a scaling non-bank lender. You'll own the pricing position across the full product suite: where we sit by product and channel, where we should move to win, and the recommendation that gets us there. You'll own competitive response, the discretion framework the network prices within, and the commercial launch of new products,
front-book origination through back-book portfolio. The calls are shaped by your recommendations, and your recommendations carry weight because they're built on your own analysis.
The difference you’ll make
You’ll inherit a working set of pricing tools and workbooks built by the Head of Strategic Finance, harden them into production-grade infrastructure, and stand up the workstreams not yet being executed: structured competitive analysis, systematic BDM deal intelligence, and portfolio pricing analytics. This is a single-threaded function that you own end to end, the modelling and Pricing Committee memos as much as the strategy and positioning. This is a data-driven house. Recommendations that arrive with the evidence and a transparent read on what it does and doesn't support move the decision. If you want the commercial call to be yours to make the case for, earned through the analysis rather than asserted, and you thrive at the intersection of financial rigour and commercial ownership, this is the role.
What You’ll Do
- Own the commercial pricing position: Own the pricing position and propose whole-of-book direction: where we sit by product and channel, where we should move to win, brought to the Pricing Committee as an evidenced recommendation.
- Own competitive response: monitor the panel, and when a competitor moves,
bring the proposed answer fast and execute once approved.
- Own new-product pricing and its commercial launch: rate structure through to positioning and channel approach.
- Provide the discretion framework and deal analytics that Sales operates with the network: where flex converts, what it costs in margin, and how penetration is trending.
- Bring recommendations to the Pricing Committee as decisions with a point of view, backed by data, not options papers handed to the room.
- Maintain the Pricing Monitor, Rate Card Master, and all four system rate reconciliations.
- Draft, circulate, and implement Pricing Committee memos end to end.
- Run unit economics checks (NIM, contribution margin, floor gap) on every pricing change.
- Lead the Price Change Working Group from PC approval through post-implementation QA.
- Build the portfolio pricing analytics workstreams not yet running;
- Business owner for portfolio performance reporting: own the metric definitions, interpretation, and the read to the Pricing Committee and Risk Council, with the build and pipeline executed and supported by the Data & Analytics team.
- Portfolio yield decomposition: gross yield, NIM, and contribution margin by product, vintage, channel, and archetype.
- Pricing realisation analysis: effective rate vs rate card, discretion penetration by channel, mix shift versus pricing assumptions.
- Discharge economics and lifetime pricing analytics across the product suite.
- Monthly competitive intelligence across the full lender panel: rates, credit policy, product launches, broker commissions.
- Archetype-weighted competitive positioning.
- Pricing effectiveness scorecard: conversion by rate point,
📌 Pricing Manager (Sydney)
🏢 Bridgit
📍 Sydney