Passionate About Finding Solutions? We Are Too Join Finance One, where lending meets care and solutions come first. At Finance One, we're anything but ordinary As a leading non-bank lender, we pride ourselves on being a solution-based, people-focused organisation that truly cares about making credit accessible in a personalised way. We're not just lenders; we're passionate problem solvers, redefining the lending experience with care and understanding. The Opportunity: We're expanding our Credit Team If you’re a seasoned credit professional from a bank, non-bank, vehicle finance, or unregulated lending background, we want you. We’re looking for Credit Analysts ready to make an impact and be part of something special.
- Do you excel in credit assessments and have a delegated lending authority?
- Have experience in consumer lending, business lending, unsecured cashflow, or low-doc loans?
- Want to join a collaborative team that celebrates success, supports growth, and has fun along the way? Then this could be your perfect fit Why Finance One? We’re a trailblazing non-bank lender providing solutions-based lending with flexibility and authenticity. We have an incredible team based in Townsville, a vibrant community with stunning beaches, outdoor activities, and a friendly atmosphere. We’re flexible with start dates, and welcome applicants from surrounding regions. How You Will Contribute:
- Assess and Approve Loans:Use your expertise to evaluate diverse credit applications and make empowered decisions.




- Collaborate and Communicate:Work with the sales team and brokers, collaborating on applications and fostering future opportunities.
- Drive Solutions:Help customers achieve their financial goals, delivering exceptional service and building strong collaborative relationships.
- Compliance First:Ensure all decisions align with our policies and regulatory standards. What You'll Love

About Us
We work hard, but we know how to have a good time. From dress-up days to team lunches, our culture is about teamwork, inclusivity, and genuine appreciation for one another. Perks include:
- Employee Investment Opportunities
- Access to Free and Confidential Counselling
- Subsidised Gym Membership
- Discounted Private Health Insurance
- Ongoing Training and Development What We're Looking For:
- Previous experience in consumer credit analysis or SME/business lending.
- Experience in regulated and/or unregulated lending (bank, non-bank, vehicle finance, unsecured loans, low-doc loans, mortgage loans etc.).
- Previously held a delegated lending authority.
- Robust attention to detail, divergent thinking, excellent communication and customer service passion.
- Solution-focused, flexible, and collaborative mindset with a drive to exceed KPIs and contribute to team success.
- Qualifications in accounting, banking, or finance are highly regarded. Start Date: We’re flexible
- we want the best talent and are happy to work with you to make it happen Successful candidates must be ready to undergo a National Police Check and relevant industry checks.

📌 Credit Analyst (Cairns)
🏢 FinanceOne
📍 Cairns