Job Description

The Group 'Senior Manager, Financial Crime Risk' provides enterprise-wide second-line leadership and oversight of financial crime risk across Cuscal and its subsidiaries, with primary accountability for the key risk classes of anti-money laundering and counter-terrorism financing (AML/CTF), scams and broader financial crime risks.

You will contribute by:

- Setting the Group financial crime risk strategy, framework and oversight priorities across Australia and Current Zealand

- Providing independent advice and assurance over first-line financial crime risk management and control effectiveness

- Overseeing compliance with AML/CTF laws, sanctions, anti-bribery and corruption, fraud and scam-related obligations and commitments

- Driving effective identification, assessment, monitoring, escalation and reporting of financial crime risks, incidents, breaches and emerging threats.

- Overseeing the implementation of regulatory changes; and supporting senior management and the Board to make informed decisions and maintain financial crime risk within appetite.

- Owning and maintaining the Group Financial Crime Risk Management Framework, supporting policies, standards, methodologies ensuring alignment across Cuscal and its subsidiaries.





- Leading second-line oversight of key financial crime risk classes, with particular focus on AML/CTF, scams and broader risks including fraud, sanctions, proliferation financing, bribery and corruption, tax crime and other predicate offences.

- Providing independent review and challenge of enterprise and business-level financial crime risk assessments, including customer, product, channel, jurisdiction, delivery model and emerging threat assessments.

- Establishing and overseeing the Group scams risk framework, including prevention, detection, disruption, customer protection, response, recovery, reimbursement governance and compliance with applicable industry codes and regulatory expectations.

- Setting minimum control expectations for customer due diligence, enhanced due diligence, beneficial ownership, transaction monitoring, sanctions and PEP screening, suspicious matter reporting, threshold and international funds transfer reporting, scam controls and financial crime investigations.

- Monitoring first-line implementation and control effectiveness through thematic reviews, targeted monitoring, assurance, data analysis and oversight of remediation actions.

📌 Senior Manager, Financial Crime Risk (Sydney)
🏢 Cuscal
📍 Sydney