A market-leading provider of vehicle rental and leasing services is seeking an experienced National Credit Manager to join its Australian operations.
This is a critical appointment within a privately owned and rapidly growing organisation, offering the opportunity to lead a credit team through a significant stage of growth.About the OrganisationThe business is distinguished by a team of specialists with deep industry experience and a genuine commitment to their work.
Its culture is founded on authentic values, fostering a professional yet relaxed working environment.
The organisation is dedicated to making a positive difference in people's lives and to supporting the development of its people.About the RoleIn the initial phase, the role will be highly hands-on, with a focus on strengthening credit collection processes, leading and developing the credit team, managing risk exposures and collaborating with stakeholders across the business.Key ResponsibilitiesLead the credit team through a period of growth, contributing to the development of systems, processes and policiesHold ultimate accountability for team performance, culture, annual reviews and professional developmentWork closely with Credit Controllers on escalation processes and the monitoring of accounts of concernConduct annual credit reviews for larger customersCollaborate with the Credit Risk Manager on customer account applications, making daily decisions on appropriate account structuresPrepare monthly management and Board reporting on credit performance,



together with weekly reporting to branches and the sales teamVisit branches to build relationships and strengthen understanding of credit processesDevelop credit strategies to improve risk exposure and cashflow, applying a Lean approach to process efficiencyWhere skills permit, contribute to commercial financial and credit reviews of lease transactions and facilitiesSkills and ExperienceMinimum five years' credit experience, spanning both collections and the management of accounts of concernDemonstrated experience leading and managing a credit teamTertiary financial qualification and/or substantial financial experience gained in a comparable roleLending experience (highly regarded but not essential)Sound judgement, with the ability to balance a collaborative approach and the confidence to hold a position when warrantedStrong financial and commercial acumen, with the ability to analyse information and identify underlying issuesComposure and credibility in difficult or assertive customer conversationsExcellent relationship-building and communication skills, with the ability to earn the trust of stakeholders across the businessProficiency in Excel and systems, and a commitment to improving, streamlining and automating processesFlexibility, solid organisational skills and exceptional attention to detailThe organisation places equal emphasis on outcomes achieved and the manner in which they are delivered.Location: Western suburbsHow to ApplyInterested candidates are invited to submit their resume.
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📌 National Credit Manager: Lead Growth, Risk & Strategy (Melbourne)
🏢 FourQuarters Recruitment
📍 Melbourne