Overview Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you. As a Credit Analyst you'll evaluate AI-built underwriting and credit analysis, check the coverage and the risk, and write the judgments that teach models how lending decisions are really made. What you’ll actually do
• Underwrite AI credit analysis : cash-flow coverage, leverage, and the ability to actually service the debt.
• Test the risk assessment : covenants, collateral, and the downside the model rated away.
• Write the credit decision when the model falls short, with the reasoning a credit committee expects. Roles this fits Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager. What we look for
• Experience in credit analysis, underwriting,



or credit risk.
• Fluency reading financial statements and structuring or assessing debt.
• Clear written English: your explanations are the training signal.
• No degree required. We care about what you can do, not where you learned it. Compensation Up to $125+/hr depending on task difficulty and specialization. Many contributors add $100k–$200k a year; some make it their full-time income. About DataAnnotation DataAnnotation is where 1M+ experts train the world’s leading AI models. Hundreds of millions paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available. Apply now Hourly rate up to $125+ / hour Commitment Flexible schedule Type Independent contractor Payouts Weekly Apply now

📌 Credit Analyst (Australia)
🏢 DataAnnotation
📍 Australia