About Halo

Halo Underwriting is a specialist underwriting agency focused on delivering practical, commercially minded insurance solutions across Property and Liability. Built on strong underwriting expertise and backed by Lloyd’s capacity, Halo partners exclusively with brokers to support risks that require deeper thinking, greater flexibility and a responsive approach to placement.

As part of Rhodian Group, Halo combines specialist underwriting autonomy with access to shared capability across operations, data, technology and governance, creating an workplace where underwriting talent can develop quickly and contribute meaningfully.

The Opportunity

Halo is looking for an Underwriter to join the team in a multiline role across Industrial Special Risks, Broadform Liability and Business Package, with a focus on owning a book of renewing business.

Renewals are where an underwriting agency earns its reputation. Brokers judge us on how early our terms land, how well we know the account and whether we make the right call when something has changed. This role owns that process. You will manage a portfolio of renewing accounts from first broker contact through to review, pricing, terms and issue, with your own underwriting authority and direct access to the senior underwriters who lead each line.

This is a genuine underwriting role, not a processing one. Very few roles at this stage of a career offer exposure across property, liability and package at the same time, and the person in this seat will build a broader technical base than most underwriters develop in their first five years.

Key Responsibilities

Portfolio Ownership





- Manage a portfolio of renewing ISR, Liability and Business Package accounts from renewal invitation through to issue
- Run a forward renewal calendar so terms reach brokers well ahead of expiry
- Review each renewal on its merits, including changes in occupation, values, turnover, claims experience and risk management since the last placement
- Price and set terms within your delegated authority, and refer outside it with a clear recommendation
- Identify accounts that need restructuring, a change in terms or an early conversation with the broker before renewal

Underwriting Quality

- Maintain underwriting files that clearly record the rationale behind each decision
- Challenge sums insured, valuations and declared exposures where they look stale or understated
- Apply standard endorsements and flag wording gaps to the senior underwriting team
- Ensure every renewal meets binder conditions, referral requirements and Halo’s governance standards

Broker Relationships

- Act as the main point of contact for brokers on your renewing accounts
- Communicate renewal outcomes clearly, including rate movement and any change in terms
- Spot opportunities to write additional lines across Halo’s product range




- Feed new business leads and broker feedback back to the wider team

Portfolio Insight

- Track retention, rate change and lapse reasons across your book
- Contribute renewal data to portfolio reporting and binder reviews
- Help shape the renewal workflow across Origami and SAILS, working alongside our offshore processing team

Where This Role Leads

- This role is built as a launch point. As your judgement and authority grow, so will your book, with exposure to new business, larger and more complex accounts, and the option to specialise in property or liability or continue as a multiline underwriter.

About You

You have some underwriting behind you and want more than a single line of business or a processing queue.

We are looking for someone who brings:

- 2 to 4 years’ experience in underwriting, ideally across commercial property, liability or SME package
- Working knowledge of at least one of ISR, broadform liability or business package, and the appetite to learn all three
- Confidence to make a call and back it with clear reasoning
- The organisation to run a renewal calendar without being chased
- Comfort talking to brokers, including when the news is not what they want to hear
- Numeracy and an eye for data that does not add up
- Progress towards ANZIIF qualifications, or a genuine interest in starting

Working Arrangements

- This is a full time role in a hybrid working environment, combining time in the office with the team and flexibility to work from home.
- Sydney or Melbourne based offices.

📌 Underwriter (Sydney)
🏢 Halo Underwriting
📍 Sydney