The role of manager, credit assessment unit is to lead team to oversee the implementation of the credit risk management within the Bank in the area of lending activities. This also involves setting up credit risk management mechanism including developing/revising policies, procedures, and guidelines relevant to credit risk management and strategies that are in compliance with regulatory workplace. Moreover, this role covers managing relationship-related tasks among stakeholders through deploying various risk management tools to ensure effective management of risk and customer service objectives. Main Duties
• Lead team to perform credit risk analysis on credit applications to understand the level of credit risk associated with lending to all credit clients through implementing established appraisal principles, CRR, as well as imposing credit covenants as part of overall credit enhancement;
• Assist line manager to develop and revise policies, procedures, guidelines, and other similar process that align with the Bank’s business objectives, risk appetite, laws, and regulations for sound credit governance;
• Oversee team activities of all credit queries and communication of all material items of credit application, including client’s visit, to properly identify client’s creditworthiness, through verbal and written communication between all relevant stakeholders;
• Consult with credit officers or relationship managers on matters related to credit applications, policies, or other credit clarifications;




• Oversee implementation of risk management methods including deploying various risk management tools to maximize protection of the Bank’s risk assets;
• Report all credit applications reviewed and queried, to line manager who will recommend to Head of Risk Management Division for an approval. This includes preparing various regular reports on the credit application submission, approval, SLA, and others as instructed;
• Update relevant laws and regulations and ensuring policies, procedures, and guideline reflect these changes, and ensuring that these relevant updates are considered in assessing all credit applications;
• Well-rounded understand of the current market and industry practices and trends and leading team to apply them in daily assessing and managing credit risk activities;
• Develop training materials and providing regular trainings on various credit risk management topics to business team, and addressing ongoing challenges and solutions discussed throughout the sessions for a well-rounded credit risk communication and sharing;
• Develop team capacity through coaching and designing relevant topics to match training needs, including internal and external training assignment and programs;
• Maintain highest compliance of the Bank core values,



and particularly rendering a transparent and fair credit risk management process and ensuring confidentiality of customer sensitive information;
• Set the key performance indicators (KPIs) for subordinates and monitor on their performance to achieve the target;
• Perform other tasks as assigned by line manager. Skills/ Experiences
• Bachelor Degree in Banking and Finance or other relevant degree.
• 7 years experiences in a banking sector (Minimum 5 years in credit-related fields)
• (Minimum 2 years in other fields in banking sector)
• Credit Analysis Skill
• Loan Structuring Skill
• Market and Product Knowledge
• Regulatory Knowledge
• Process Development (Policy/Procedure/Guideline) Download Job Announcement Manager, Credit Assessment Unit

How To Apply
Interested applicants, please send by email attached with a cover letter and your most updated CV (with current photo) to [email protected] or submit the hard copy at Our Head Office, Building No. 33 C-D, Tchecoslovaquie Blvd (169), Sangkat Veal Vong, Khan 7 Makara Phnom Penh. Only short-listed candidates will be contacted for an interview. More information, please kindly contact phone number: 081 666 597 / 081 444 179 Please visit our website: https://ftb.com.kh/careers Contact Head Office Branch HR Department Tel : +855(0)23 862 111 Fax : +855(0)23 426 108/ 426 410 Email : [email protected] Website : www.ftb.com.kh Swift Code : FTCCKHPP Address : No. 33CD, Street 169, Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia. Apply

📌 Manager, Credit Assessment Unit (The Head)
🏢 Foreign Trade Bank of Cambodia
📍 The Head