Funding is a leading financial services company specialising in bridging loans, building loans, business loans, and income trusts. Founded in 2015, we are committed to providing cutting-edge financial solutions and exceptional service to our clients, changing the way everyday Australians get a mortgage and how they’re financed.

Funding operates Australia wide, with our head office located on the Gold Coast. Our team is dedicated to achieving outstanding results andexceptional customer experiences.This represents a unique opportunity for the right person to join one of Australia's fastest growing mortgage lending and investment companies.

As we continue to expand, we are looking for a Head of Lending to join our fast paced and growing team.

About the Role

We are lookingfora Head of Lending who is experienced in leading and driving growth for a credit and lending function with operational excellence across the lending lifecycle including team management, compliance, credit assessment/underwriting, continuous improvement and transformation.

As Head of Lending, you will ultimately be responsible for delivering upon key performance metrics and reporting to key stakeholders / shareholders. You will have a proven track record in credit assessment in mortgage lending (previous Delegated Lending Authority (DLA) required) and experience.

Loan originationcomes from threemajor streams including mortgage brokers/aggregators, refers and direct consumer enquiries.

You would also be responsible for managing and building the Lending Team, including a team of Loan Processors and Credit Officers / Credit Analysts and improving the workflow and time to approval.

This role will be responsible for the following tasks:

- Lead the entire Lending / operational function.
- Lead,



train and mentor the credit team.
- Oversee credit policy and controls and risk assessment.
- Ensure all lending activity meets regulatory compliance including NCCP, AML/CTF etc
- Hold a credit delegation and make prudent credit recommendations.
- Workshopping loans to achieve the desired credit outcome.
- Understand credit/risk analysis and the company's credit appetite.
- Provide outstanding internal and external customer service.
- Lead the function improvement and support tech development.

What Are We Looking For?

Someone who possesses:

- 10+ years leadership experience in a credit and operations specifically for mortgages.
- Strong analytical, problem-solving and decision-making skills.
- Extensive and recentknowledge of current lending practices including credit policy,valuations, mortgage insurance, procedures and banking & regulatory requirements (including NCCP).
- Strong customer service ethics and delivery focus.
- Delegated Lending Authority (DLA).

What Do We Offer?

- Opportunity to work with a leading financial solutions provider in Australia.
- Collaborative and dynamic work environment.
- Competitive salary and benefits package.
- Opportunities for professional growth and development.
- Birthdays off every year.
- Quarterly team events.
- Social club run by staff, for staff. Includes activities focus on Health & Wellness, Lunch and Learn, Team Outing and Monthly Drinks.
- A great place to work with a growing, friendly, highly skilled and collaborative team.
- The chance to be involved with MPA Top Mortgage Employer 2023 award winner and VC backed FinTech company.

This is an exciting opportunity for a Head of Lending to join our Team in a full-time capacity.

Remote working will be considered for the right candidate.

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📌 Head of Lending (Brisbane)
🏢 Funding.com.au
📍 Brisbane