About PeerPay

PeerPay is an Australian digital payments business preparing for launch. We are seeking an experienced Australian-resident AML/CTF professional to take on our formal Compliance Officer role.

This is an external contractor engagement, initially involving limited, agreed hours paid at an hourly rate. It may suit an experienced skilled working independently or managing a portfolio of clients.

The role

Reporting directly to the Sole Director, you will help prepare PeerPay for launch and oversee the practical operation of its AML/CTF framework.

Responsibilities include

- Reviewing and overseeing our tailored AML/CTF program and risk assessment.
- Overseeing customer and merchant due diligence, sanctions and PEP screening, and transaction monitoring.
- Coordinating suspicious-matter assessments, required AUSTRAC reporting and regulatory communications.
- Overseeing compliance records and staff training.
- Reporting compliance risks and deficiencies to the Sole Director and following remediation through.
- Helping establish practical escalation and absence-cover arrangements.

This is a formal Compliance Officer appointment, not simply occasional consulting or preparation of compliance documents. The engagement will include the authority, access and resources needed to perform the role.

About you

We are looking for someone with:

- Practical experience applying Australian AML/CTF requirements,



preferably in payments, fintech, remittance or digital wallets.
- Current knowledge of Australian AML/CTF obligations, including the 2026 reforms.
- The ability to turn regulatory requirements into workable processes for a small business.
- Sound judgement, integrity and strong written communication.
- Australian residency and willingness to complete suitability, reference and conflict-of-interest checks.

Relevant qualifications or CAMS certification are desirable; demonstrated practical capability is essential.

Engagement and remuneration The proposed rate is $100–$150 per hour, plus GST where applicable, depending on relevant experience and agreed scope.

Initial workload, ongoing hours, availability, urgent-matter coverage and engagement terms will be agreed before appointment. Hours may increase as the business grows.

How to apply

Please apply through Indeed with your CV and a short statement outlining:

- Your relevant Australian AML/CTF experience.
- Any experience acting as a formally appointed Compliance Officer.
- Your availability and capacity for a limited-hours engagement.
- Your proposed hourly rate and any minimum-hours or retainer requirements.

Applications and enquiries will be treated confidentially.

Pay: $100.00 – $150.00 per hour

Work Location: Remote

📌 AML/CTF Compliance Officer (Australia)
🏢 PeerPay
📍 Australia