- Join a growing non-bank lender with big ambitions
- Permanent, full-time position
- Competitive remuneration package

Azora | A high-growth finance lender in Australia Azora is a fast growing non-bank lender specialising in commercial asset finance, consumer car loans and home loans. We are seeking a thorough Fraud Analyst to investigate and assess potential fraud indicators arising during the application, settlement and post-settlement lifecycle, providing a specialist layer of verification that supports sound risk decisions and protects Azora from fraud-related loss.

Your Responsibilities | How you will make a difference

- Assess referred applications and matters where fraud indicators or authenticity concerns have been identified.
- Undertake proportionate fraud checks based on the nature of the matter, identified risk indicators and approved procedures.
- Review credit files, customer information, addresses, employment history, income documents, bank information, peer enquiries and other supporting documentation for inconsistencies or indicators of fraud.
- Use approved internal and external verification tools and industry information sources to validate customer, broker, supplier, dealer, asset and application information.
- Conduct online presence, contact detail and open-source checks where lawful, appropriate and permitted under Azora procedures. § Contact employers, real estate agents, brokers, suppliers or other relevant parties where verification is required and authorised.




- Review biometric or identity verification exceptions and determine whether identified concerns can be cleared or require escalation.
- Investigate post-settlement referrals, including suspected identity takeover, identity theft, skipped customers & disputed loan origination.
- Investigate potential sanctions flagged via ID Matrix or PEPs where potential conflict of interest may arise. §
- Investigate accreditation or introducer concerns and contribute to the maintenance of approved watchlists and risk indicators. § Document the scope of checks undertaken, evidence reviewed, findings, rationale, recommendations and final outcomes. § Explicit fraud concerns where satisfied, or refer the matter to the relevant decision-maker with a clear recommendation and any additional information required. §
- Escalate suspected fraud, misconduct, control breakdowns or systemic issues promptly and support internal reporting or external information-sharing processes where authorised.
- Identify emerging fraud trends, recurring control weaknesses and opportunities to improve referral rules, verification controls, training, systems and procedures.
- Maintain confidentiality, procedural fairness, privacy and accurate records throughout all investigations.



§ Run quarterly internal fraud focus meetings including credit and settlements Team Leaders (using real examples).
- Work with IT on Product and Development including system enhancements, early warning triggers, automation for fraud indicators
- AML red flag investigations (investigating applications or customers displaying unusual structures, conflicting information or other potential financial-crime indicators

Your Skills & Experience | A little bit about you…

- 2+ years in a fraud investigation or related role.
- Working knowledge of credit risk, financial crime, lending operations, compliance and collections.
- Practical experience reviewing identity, income, banking, credit and supporting documents for authenticity and inconsistency.
- Elite analytical skills & attention to detail
- A self-starter with strong time management and organisation skills
- Able to work autonomously and take accountability of outcomes
- A positive, can do attitude and capable of taking a flexible approach to solve problems
- Strong stakeholder engagement and interpersonal skills
- Unwaivering integrity and resilience

Want to join our team? We love to hear from talented people from all walks of life. If this ad is ticking boxes for you, get your CV up to date and apply now!

We encourage you to be yourself and make sure you get to know us too! Want to learn more? Visit us at https://www.azora.com.au/

We are open to hiring a BDM in one of the following metro areas: Brisbane, Gold Coast, Melbourne, or Sydney.

📌 Fraud Analyst (Darlinghurst)
🏢 Azora Finance Group
📍 Darlinghurst