Job Description

Senior Credit Officer - Mortgage Broking (Residential & Commercial) n
nAbout Us n
n

Maclean Property is a growing and dynamic mortgage broking business providing tailored lending solutions across residential and commercial finance. As part of the Maclean Group , we sit within a broader financial services organisation that also specialises in asset finance, insurance, and accounting . This provides a strong referral network, consistent deal flow, and long-term career opportunities.

n
n

A key part of our business is working with self-employed clients , including business owners and complex structures, which creates a more interesting and technical credit environment.

n
n

With a high-performing team and an expanding client base, we’re looking for an experienced Senior Credit Officer / Credit Analyst to support our brokers and help drive high-quality, efficient deal processing.

n
nAbout the Role n
n

This is a key role within the business, responsible for managing the credit and application process from submission through to approval. This role is not purely administrative - it will also involve client-facing responsibilities , including speaking with clients, following up outstanding documents, managing expectations, and keeping applications progressing efficiently.

n
n

We are looking for a dynamic, proactive person who can run process es, take ownership of files, and confidently work across brokers, lenders, and clients to get deals approved and settled.

n
nKey Responsibilities n
n

n
n
- Assess and analyse loan applications across residential and commercial lending
n
n
- Work on deals primarily involving self-employed clients and complex income structures
n
n
- Prepare and structure deals for submission to lenders
n
n
- Run serviceability calculations and scenario modelling (including complex/self-employed scenarios)




n
n
- Liaise directly with clients to obtain information and supporting documents
n
n
- Follow up with clients, lenders, solicitors, accountants, and other stakeholders
n
n
- Manage lender communication and application progress
n
n
- Ensure all applications meet compliance and documentation requirements
n
n
- Support brokers with credit policy guidance and deal structuring
n
n
- Identify risks and provide solutions to strengthen applications
n
n
- Maintain accurate records within CRM and aggregator systems
n
n
- Manage files from initial application through to approval and settlement
n
n

n
nAbout You n
n

n
n
- Highly preferred: Experience within a mortgage broking firm
n
n
- Highly preferred: Commercial lending / commercial credit experience
n
n
- Preferred: Strong experience working with self-employed clients , including understanding financials, add-backs, and complex structures
n
n
- Comfortable in a client-facing role and confident speaking with clients
n
n
- Strong understanding of lender policies and servicing calculators
n
n
- High attention to detail and strong analytical skills
n
n
- Ability to manage multiple deals and deadlines
n
n
- Highly organised and able to take ownership of the process
n
n
- Strong communication and stakeholder management skills
n
n
- Experience with aggregator platforms and broker systems is advantageous
n
n

n
nWhat We Offer n
n

n
n
- Competitive salary package ($100k - $125k + super + bonus)
n
n
- Opportunity to work on complex, high-quality deals (self-employed and commercial)
n
n
- Supportive, high-performing team environment
n
n
- Career growth within the broader Maclean Group
n
n
- Exposure to a solid referral network across mortgage broking, asset finance, insurance, and accounting
n
n

#J-18808-Ljbffr

📌 Senior Credit Officer - Mortgage Broking (Residential & Commercial) (Sydney)
🏢 Maclean Financial Pty
📍 Sydney