Wagetap is a profitable fintech on a mission to elevate people's finances - and we're just getting started.

Over 50% of people live paycheck to paycheck without access to savings to smooth out the inevitable bumps life throws at them. Millions turn to unsustainable short-term solutions - payday loans, consumer credit or credit cards - just to get by. We're changing that. Wagetap gives people early access to up to $2,000 of their wages, helping them break the debt cycle and regain control of their finances.

We've lent over $1B to Australians, supported 250,000+ customers across 3.5M loans, and maintain a 4.9 rating on the App Store. We've done it all with a tight team of 20 across Australia & the UK. Now we're scaling globally.

The Role

This is a broad high-ownership product and strategy role at the centre of how Wagetap grows.

Across any given week you might be shaping the next sprint with engineering, designing a growth experiment with marketing, or working through the regulatory context for a new market. You'll work directly with our Head of New Markets on our new market strategy, shaping the product for each new market. It's a rare chance to help decide where Wagetap goes next, and how we win there. It's varied, genuinely high-impact work, and it suits someone who gets energy from switching contexts rather than being overwhelmed by it. You'll own real product decisions, influence where the business goes next, and see the impact of your work in the numbers.

Our engineers are highly capable and self-directed - they don't need to be managed. What they need is a robust thinking partner who can help prioritise, connect the dots between product

and growth, and bring clear judgment to decisions that move the business forward.

What you'll do

- Make product decisions and own sprint priorities with engineering,



driving new features and customer flows - working from ideation through to launch
- Own our customer communications strategy, making sure we're engaging users in ways that drive activation and retention
- Design and run experiments — referral schemes, conversion improvements, channel tests and anything you identify as a commercial or operational win
- Support our Head of New Markets in how we think about new markets - product design, regulatory context, vendor landscape, and what it takes to adapt what works in Australia for somewhere new

What we're looking for

- Around 2-5 years of experience in consulting, a startup, or a product-adjacent role - we’re open minded and care more about how you think than your title
- Comfort with problems in undefined areas: you can take an ambiguous brief, work through it, and come back with a point of view
- Experience in fintech, consumer tech, or a fast-scaling startup would help but isn’t essential
- Agility & judgement — we want someone who can pivot between projects & deliverables rather than enforcing a methodology
- Commercially oriented — you naturally connect product and growth decisions to business outcomes
- Comfortable across both qualitative and quantitative inputs when making decisions
- Genuinely curious about customers — you care and want to understand the people using Wagetap, not just the metrics

Why Wagetap

- Foundational impact: you'll be instrumental in determining where & how we grow - the decisions you make early will shape our velocity
- Profitable and stable:. We’re 100% self reliant: we make considered decisions and invest in the right people
- High ownership: engineers here define how problems are solved
- Flexible and remote friendly: consistently one of our teams favourite things about working with us.

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📌 Product & Growth Manager (Sydney)
🏢 Wagetap
📍 Sydney