Senior Credit Officer - Mortgage Broking (Residential & Commercial)

About Us

Maclean Property is a growing and dynamic mortgage broking business providing tailored lending solutions across residential and commercial finance. As part of the Maclean Group, we sit within a broader financial services organisation that also specialises in asset finance, insurance, and accounting. This provides a strong referral network, consistent deal flow, and long-term career opportunities.

A key part of our business is working with self-employed clients, including business owners and complex structures, which creates a more interesting and technical credit environment.

With a high-performing team and an expanding client base, we’re looking for an experienced Senior Credit Officer / Credit Analyst to support our brokers and help drive high-quality, efficient deal processing.

About the Role

This is a key role within the business, responsible for managing the credit and application process from submission through to approval. This role is not purely administrative - it will also involve client-facing responsibilities, including speaking with clients, following up outstanding documents, managing expectations, and keeping applications progressing efficiently.

We are looking for a dynamic, proactive person who can run processes, take ownership of files, and confidently work across brokers, lenders, and clients to get deals approved and settled.

Key Responsibilities

- Assess and analyse loan applications across residential and commercial lending
- Work on deals primarily involving self-employed clients and complex income structures
- Prepare and structure deals for submission to lenders




- Run serviceability calculations and scenario modelling (including complex/self-employed scenarios)
- Liaise directly with clients to obtain information and supporting documents
- Follow up with clients, lenders, solicitors, accountants, and other stakeholders
- Manage lender communication and application progress
- Ensure all applications meet compliance and documentation requirements
- Support brokers with credit policy guidance and deal structuring
- Identify risks and provide solutions to strengthen applications
- Maintain accurate records within CRM and aggregator systems
- Manage files from initial application through to approval and settlement

About You

- Highly preferred: Experience within a mortgage broking firm
- Highly preferred: Commercial lending / commercial credit experience
- Preferred: Solid experience working with self-employed clients, including understanding financials, add-backs, and complex structures
- Comfortable in a client-facing role and confident speaking with clients
- Strong understanding of lender policies and servicing calculators
- High attention to detail and strong analytical skills
- Ability to manage multiple deals and deadlines
- Highly organised and able to take ownership of the process
- Strong communication and stakeholder management skills
- Experience with aggregator platforms and broker systems is advantageous

What We Offer

- Competitive salary package ($100k - $125k + super + bonus)
- Opportunity to work on complex, high-quality deals (self-employed and commercial)
- Supportive, high-performing team environment
- Career growth within the broader Maclean Group
- Exposure to a strong referral network across mortgage broking, asset finance, insurance, and accounting

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📌 Senior Credit Officer – Mortgage Broking (Residential & Commercial) (Sydney)
🏢 Maclean Financial Pty
📍 Sydney