Funding is a leading financial services company specialising in bridging loans, building loans, business loans, and income trusts. Founded in 2015, we are committed to providing innovative financial solutions and exceptional service to our clients, changing the way everyday Australians get a mortgage and how they’re financed.

Funding operates Australia wide, with our head office located on the Gold Coast. Our team is dedicated to achieving outstanding results andexceptional customer experiences.This represents a unique opportunity for the right person to join one of Australia's fastest growing mortgage lending and investment companies.

As we continue to expand, we are looking for a Head of Lending to join our fast paced and growing team.

About the Role

We are lookingfora Head of Lending who is experienced in leading and driving growth for a credit and lending function with operational excellence across the lending lifecycle including team management, compliance, credit assessment/underwriting, continuous improvement and transformation.

As Head of Lending, you will ultimately be responsible for delivering upon key performance metrics and reporting to key stakeholders / shareholders. You will have a proven track record in credit assessment in mortgage lending (previous Delegated Lending Authority (DLA) required) and experience.

Loan originationcomes from threemajor streams including mortgage brokers/aggregators, refers and direct consumer enquiries.

You would also be responsible for managing and building the Lending Team, including a team of Loan Processors and Credit Officers / Credit Analysts and improving the workflow and time to approval.

This role will be responsible for the following tasks:

- Lead the entire Lending / operational function.
- Lead,



train and mentor the credit team.
- Oversee credit policy and controls and risk assessment.
- Ensure all lending activity meets regulatory compliance including NCCP, AML/CTF etc
- Hold a credit delegation and make prudent credit recommendations.
- Workshopping loans to achieve the desired credit outcome.
- Understand credit/risk analysis and the company's credit appetite.
- Provide outstanding internal and external customer service.
- Lead the function improvement and support tech development.

What Are We Looking For?

Someone who possesses:

- 10+ years leadership experience in a credit and operations specifically for mortgages.
- Strong analytical, problem-solving and decision-making skills.
- Extensive and recentknowledge of current lending practices including credit policy,valuations, mortgage insurance, procedures and banking & regulatory requirements (including NCCP).
- Strong customer service ethics and delivery focus.
- Delegated Lending Authority (DLA).

What Do We Offer?

- Opportunity to work with a leading financial solutions provider in Australia.
- Collaborative and dynamic work environment.
- Competitive salary and benefits package.
- Opportunities for professional growth and development.
- Birthdays off every year.
- Quarterly team events.
- Social club run by staff, for staff. Includes activities focus on Health & Wellness, Lunch and Learn, Team Outing and Monthly Drinks.
- A great place to work with a growing, friendly, highly skilled and collaborative team.
- The chance to be involved with MPA Top Mortgage Employer 2023 award winner and VC backed FinTech company.

This is an exciting opportunity for a Head of Lending to join our Team in a full time capacity.

Remote working will be considered for the right candidate.

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📌 Head of Lending (Sydney)
🏢 Funding.com.au
📍 Sydney