Job Description

Fundo is one of Australia's fastest-growing FinTech lenders, redefining flexible finance for everyday Australians. As a three-time AFR Fast 100 winner, we leverage advanced technology and AI to deliver intuitive and transparent lending experiences. Fundo is wholly owned by FinVolution Group (NYSE: FINV), one of Asia's leading fintech platforms.

Position Overview n

We are seeking an experienced Senior Legal & Compliance Manager to join the legal and compliance team of a growing Australian non-bank lender providing consumer credit products. This is a hands-on role supporting the business to meet its obligations under an Australian Credit Licence (ACL) and providing practical legal and compliance advice across operations, product, customer matters, marketing and growth initiatives.

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The successful candidate will be a qualified lawyer or a compliance professional with at least five years' relevant experience in legal, compliance or regulatory roles. Prior experience within an Australian financial services organisation operating under an ACL and/or AFSL is highly desirable.

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This role reports to the General Counsel and Chief Compliance Officer.

Key Responsibilities Legal Advice n

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- Provide practical legal advice in relation to the National Consumer Credit Protection Act 2009 (Cth), National Credit Code, ASIC Act 2001 (Cth), Responsible Lending requirements and relevant ASIC Regulatory Guides.
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- Advise on privacy, data handling and direct marketing obligations, including under the Privacy Act 1988 (Cth), Australian Privacy Principles and Spam Act 2003 (Cth).
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- Draft, review and negotiate third-party commercial contracts with third party service providers, technology vendors, referral and marketing partners.
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Compliance Framework & Incidents nn
- Manage and continuously improve the compliance framework applicable to an ACL holder, including policies, procedures, registers, monitoring programs and controls.
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- Undertake compliance reviews and assessments across business processes, products and customer journeys; identify gaps and work with stakeholders to implement remediation.
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- Manage legal and compliance incidents end-to-end, including identification, investigation and root-cause analysis, assessment of customer and regulatory impact, rectification, remediation, corrective actions and closure.
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- Undertake breach assessments and advise on ASIC breach reporting.
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Complaints, Privacy & AML/CTF Matters nn
- Provide legal and compliance support on complaints, hardship, collections, vulnerable customer and other complex customer matters, including identification of systemic issues.
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- Support privacy incidents and data breaches, including assessment, investigation and regulatory/customer notification where required.
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- Provide advice and support on AML/CTF obligations and the maintenance and implementation of the AML/CTF framework, including customer due diligence, transaction monitoring, escalation and reporting requirements.
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Product, Marketing, & Regulatory nn
- Provide legal and compliance advice on new products, product changes, pricing, fees, customer journeys, process changes and other strategic or growth initiatives.
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- Review marketing collateral, advertising, campaigns, promotions and customer communications to ensure compliance with ASIC Regulatory Guide 234.
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- Liaise with ASIC, AFCA, AUSTRAC and other regulators as required including responding to notices, information requests and regulatory enquiries.
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- Monitor and advise on relevant legal and regulatory developments.
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Qualifications & Experience nn




- At least five years' relevant professional experience in legal, regulatory, or compliance or a combination of these areas.
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- Prior experience with an Australian financial services organisation or consumer credit lender.
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- Ideally admitted as a lawyer in an Australian jurisdiction or possesses strong prior compliance experience.
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- Prior experience managing or supporting a compliance framework in a regulated financial services environment, including compliance assessments, investigations, breach assessments and remediation is highly regarded.
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- Experience with complaints, hardship, collections, product initiatives, marketing review and commercial contracts is highly regarded.
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- Experience dealing with ASIC, AFCA, AUSTRAC or other Australian regulators is desirable.
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- Strong knowledge of National Consumer Credit Protection Act 2009 (Cth) and National Credit Code; responsible lending obligations and ASIC Regulatory guides; ASIC Act 2001 (Cth); Privacy Act 1988 (Cth) and Australian Privacy Principles; Spam Act 2003 (Cth); AML/CTF legislation, rules; ASIC breach reporting; IDR/AFCA requirements; and financial hardship and debt collection requirements.
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Why Join Fundo Grow with an Award-Winning Innovator: n

Be part of one of Australia's fastest-growing FinTech scale-ups, recognized as a proud Finalist in the 2025 Financial Review Most Cutting-edge Companies list. This is your opportunity to drive genuine impact and grow your career with a company that is shaping the future of finance.

Culture & Team: n

We are defined by our fantastic company culture. You will be joining a highly supportive, collaborative, and high-performing small team where your contributions are highly visible and valued.

Exceptional Employee Perks: n

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- Paid Gym Membership, fully stocked office with Free Drinks and Snacks, and a fun tradition of Monthly Birthday Cake celebrations.
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📌 Senior Legal Compliance Manager (Sydney)
🏢 Fundo Loans Pty
📍 Sydney