Job Description
About the Company n
Our client is Australia's largest Distribution & Inventory Financier. Known for their strong focus on innovation and client satisfaction, they have built an industry-leading reputation for delivering results. They specialise in a diverse portfolio of asset finance, including Floorplan, Distribution, Dealership Stock, Caravan, Marine, Motorbike, Agriculture, Heavy Machinery, and Consumer/Retail finance.
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To support their continued growth, they are introducing a newly created role for a switched-on, experienced
Consumer/Retail Senior Credit Analyst
to join their established & close-knit Commercial Credit team in a dynamic and supportive head office environment.
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Hours:
Onsite, Monday to Friday (9:00 AM - 5:30 PM)
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Remuneration:
$110K - $120K + Super + yearly Bonus (on experience)
Key Responsibilities n
Credit Assessment:
Critically evaluate business financials (P&L;, balance sheets, tax returns, and cash flow statements) to determine creditworthiness
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Delegated Authority:
Utilise a minimum Delegated Lending Authority (DLA) of $100K for consumer credit analysis
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Compliance & Regulation:
Maintain a strong application of the Australian regulatory environment, specifically NCCP and Responsible Lending obligations
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Stakeholder Collaboration:
Work closely with Sales and Enablement teams to assess risk and determine credit actions, as well as handle ad-hoc credit and risk queries
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Reporting & Governance:
Assist with reporting requirements for the Chief Risk Officer (CRO) and the Compliance & Risk Committee
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Credit Memos:




Prepare detailed credit memos and present structured terms, conditions, and recommendations to senior management and credit committees
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Continuous Improvement:
Contribute to the development, review, and ongoing optimisation of credit policies and procedures
About You n
To be successful in this role, you will bring a sharp analytical mind, a collaborative spirit, and a proven track record in asset finance.
Qualifications & Experience: n
Experience:
Minimum 3+ years of experience in credit analysis across consumer/retail asset finance lending. Commercial experience is a plus
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DLA:
Proven track record working with a DLA of $100K+
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Education:
Bachelor's degree in Accounting (preferred), Finance (preferred), Business, or Commerce
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Analytical Acumen:
Strong ability to interpret complex financial data and solve complex numerical problems
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Communication:
Excellent written and verbal communication skills, with a proven ability to present structured recommendations to senior stakeholders
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Technical Skills:
Proficiency in MS Office, with advanced Excel skills considered a strong asset
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Work Management:
Superior attention to detail with the ability to multitask, prioritise effectively, and maintain a "can-do" team attitude
Why Apply? n
If you are looking for a challenging role with genuine long-term career scope, a cooperative culture, and the lifestyle benefit of working close to home without the Sydney CBD commute, this is the perfect next step for you.
We are still looking for the right talent for this high-profile role.
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📌 Senior Credit Analyst - South Coast/ Illawarra Region! (Wollongong)
🏢 Dash Recruitment
📍 Wollongong