Company Description

Fifo Capital Northern Beaches is an SME cashflow finance company.

About the job

Legal Counsel — Commercial FinanceSydney (North Shore) · Hybrid · Full-timeWe're a non-bank lender providing invoice finance, supply chain finance and business loans to Australian SMEs. Small team, direct decision-making, real commercial exposure — the opposite of a large corporate legal function.This is our first dedicated in-house legal role. You'll own the legal function end to end and work directly with the Director.

What you'll do

- Draft, review and improve facility documentation across invoice finance, supply chain finance and secured business loans
- Manage the security position — GSAs, PPSR registrations and verification, guarantees, caveats, mortgages and priority arrangements
- Run recovery and enforcement: demands, security enforcement, guarantor recovery, and instructing external counsel on litigated matters
- Protect our position in insolvency — voluntary administrations, liquidations, proofs of debt, secured creditor strategy and DOCA analysis




- Support our funding structure — warehouse and noteholder documentation, covenant and reporting obligations
- Sit alongside credit on transaction structuring, so deals are papered right the first time
- Keep compliance current across AML/CTF, privacy and contract governance

What you'll bring

- 4–6 years' post-admission experience in banking and finance, restructuring and insolvency, or commercial litigation
- Practical PPSA capability — not theoretical. You've registered, verified, and enforced
- Current NSW practising certificate
- Commercial judgment. You can tell the difference between a risk worth papering and a risk worth pricing
- Comfort operating without a legal team around you

What's on offer

- Direct reporting line to the Director — your advice gets acted on the same week, not filtered through three layers
- Genuine breadth: transactional, enforcement, insolvency and funding work in one role
- Hybrid working from our North Shore office

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📌 In-House Counsel (New South Wales)
🏢 Fifo Capital Northern Beaches
📍 New South Wales