Enterprise is a national nonprofit that exists to make a valuable home possible for the millions of families without one.
We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves.
Since ****, we have invested $92.0 billion and created 1.1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands – all to make home and community places of pride, power and belonging.
Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day.
You will collaborate with some of the smartest minds and biggest hearts in our field.
You'll be empowered to drive systems change and take bold steps to advance racial equity.
And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our with an .
Job Description Summary The Director, Credit will analyze risk related to affordable rental housing investments utilizing Low-Income Housing Tax Credit (LIHTC) financing.
The Director, Credit will work in a fast-paced environment as part of the Credit department, which works closely with all aspects of EHCI's business.
Responsibilities require the application of the individual's expertise with financial structuring, real estate development, market analysis, sponsor review, tax matters and business processes.
The Director, Credit must be able to work in a time-sensitive manner that demands attention to detail, conscientiousness, creativity, and flexibility.
In addition to these attributes, the position requires an ability to work collaboratively to evaluate each transaction thoughtfully and make recommendations in response to any risk-related issues identified.
Job Description Qualifications Bachelor's Degree in Urban Planning, Finance,



or equivalent and 10+ years' relevant experience or Master's degree and 5+ years' relevant experience.
Excellent analytical skills and knowledge of LIHTC equity underwriting and other multifamily real estate feasibility analyses.
Capacity to communicate effectively in both written and verbal forms.
Ability to maintain positive, productive working relationships with both internal and external partners.
Proven facility with coordinating complex activities, prioritizing conflicting demands, and meeting deadlines.
Must be highly motivated, be able to work independently, and be available to work evening and weekend hours during peak periods.
Willingness to travel as needed.
Incumbent is expected to demonstrate a high level of ethics.
Responsibilities Review and evaluate Preliminary Investment Reviews (PIRs), Market Analysis (MAs), Investment Analysis (IAs) and Closing Memos along with all other supporting documentation for proposed investments.
Act as a resource throughout the acquisition and underwriting process to evaluate risk factors.
Provide Credit oversight for investor documentation and third-party legal review as required for fund closing and/or deal placement Contribute to the business's knowledge of evolving risk issues and industry responses.
Perform sponsor capacity evaluations for new and high-volume partners as needed.
Interact with investors as needed.
Participate in site visits as needed.
Share in the responsibility for Credit's other general duties, including but not limited to: Manage external resources such as REIS and ESRI accounts and third-party market analysts.




Maintain and update policies and procedures.
Support the sponsor financial review process during peak periods.
Assist with process improvement and document maintenance for the IA and MA forms.
Provide training and support to new Underwriters and Analysts.
Consult to Syndication Associates on risk issues related to due diligence.
Salary Transparency You will be joining a team of talented professionals motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The pay range for this position is $140,000 – $175,000 .
The salary range represents the low and high end of what may be paid for this position.
It is not typical for an individual to be hired at or near the top of the pay range, and compensation decisions may be influenced by a variety of factors, including skills, qualifications, experience, and location.
Total Rewards at Enterprise This range is just one component of our total rewards package, which also includes annual performance bonuses and generous paid leave programs.
Our benefits form a major part of the total rewards package.
These include dental, health, and vision care plans, as well as family-building benefits such as adoption and surrogacy support.
Enterprise supports flexible work arrangements to promote work-life balance and offers health advocacy, an Employee Assistance Program (EAP), and mental health benefits.
We round out our package with financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions.
Finally, you will have access to learning and development opportunities, including tuition reimbursement for job-related courses and certifications.
Thank you for your interest in joining the Enterprise team and contributing to our mission to serve others.
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📌 Credit, Director (Townsville)
🏢 Enterprise Community
📍 Townsville