Shape the future of automated credit decisioning for Australia's largest business lending portfolio
Influence customer outcomes, portfolio performance and smarter decisions through data-driven credit strategies
Turn complex data into clear, actionable insights that drive real business impact
Our people are customer obsessed.
They work in close partnership to prioritise customer needs and deliver exceptional outcomes.
This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‐centric company in Australia and New Zealand.
In the role of
Senior Analyst, Credit Strategies
, you will work closely within
Business Lending Credit strategies
team , contributing to key business priorities and continuously improving how we serve our customers.
You'll make an impact each day by:
Support the design, implementation and refinement of automated credit strategies across Business Lending
Use data and analytics to identify risks, gaps, root-causes and opportunities to enable targeted intervention and improve automation effectiveness
Develop reporting and insights on End-to-End credit process health, strategy implementation, performance and control monitoring
Collaborate with Risk, Product, Data, Automation and Technology teams to deliver commercially effective and risk-aligned credit initiatives
Contribute to proof-of-concepts using external data, automation and emerging decisioning tools




Translate technical findings into clear and actionable recommendations and build your influence with key stakeholders
You'llbring to this role:
Proven experience in an analyst role within financial services, credit risk, retail or non-retail ending, data or analytics
Strong numerical and analytical capability, with demonstrated hands-on experience using Python
Understanding of decision science principles, predictive modelling and data-driven decision making
An understanding of credit risk, credit decisioning technologies, system design, business rules frameworks, controls and process automation to support lending outcomes
Strong problem-solving skills, curiosity, risk-mindset and the ability to independently work through complex information
Clear communication skills and the confidence to engage with technical and business stakeholders across different levels
A tertiary qualification in a quantitative discipline such as mathematics, statistics, finance, economics, engineering, data science or a related field
A diverse and inclusive workplace works better for everyone
We know that our people make us who we are.
That's why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves.
In partnership with our multiple Employee Resource Groups (ERGs), we continue to foster an inclusive environment, where all NAB colleagues' unique backgrounds and identities are understood, respected and celebrated.
We are committed to providing an workplace where you can work your way.
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📌 Senior Analyst, Credit Strategy (Sydney)
🏢 National Australia Bank
📍 Sydney