About the role

You'll take over the credit work that currently sits with the principal broker, so he can spend his time with clients. You own the file from "the client has said yes" to "ready for the loan processor".

Key responsibilities

- Serviceability and borrowing-capacity assessments in Quickli, accurate first time, for PAYG and self-employed clients
- Lender policy research and product selection; preparing loan comparisons and loan options
- Preparing the file notes and compliance documentation in Salestrekker for the broker's review and sign-off: needs and objectives, funding worksheet, borrowing-power commentary
- Packaging the application to lender standard: sorting supporting documents and requesting what's missing from the client by phone, portal and email
- A final quality check before handover to loan processors; escalation point when a lender condition needs credit judgement to clear
- Working scenarios and policy exceptions with lender BDMs and credit teams
- Running the short daily team stand-up and coordinating the loan processors once settled in

About you

- At least two years assessing home-loan credit, at a bank or in a brokerage
- Comfortable with self-employed income: financials, tax returns, add-backs
- Confident and accurate in Quickli, or an equivalent serviceability tool, or able to get there fast
- Working lender-policy knowledge across the majors and the main non-banks
- Certificate IV in Finance and Mortgage Broking or the Diploma,



held or completed within six months of starting
- A fine eye for detail: you catch the missing payslip before the lender does
- Confident on the phone with clients who have already said yes
- Clear, professional written communication with clients and lenders
- Full Australian working rights, based anywhere in Australia, working Sydney business hours

About us Mortgage World Australia has been writing residential home loans since 2002. We're a small, fully remote team serving clients across Australia, with a 5.0 Google rating from more than 100 reviews and clients who stay with us for decades.

We do one thing well: residential lending for first home buyers, upgraders, investors and refinancers. We aggregate through Specialist Finance Group and run on Salestrekker, Quickli and Google Workspace, and we invest heavily in systems so your time goes on credit, not admin.

Benefits

- $85,000 to $95,000 plus super depending on experience
- A volume bonus: when the business writes more than the principal has historically written on his own, you share in the uptick
- Fully remote, with flexible schedule. School-hours arrangements considered for the right person, pro-rata
- Laptop and phone provided
- Two loan processors handle submission through to settlement, so your time goes on credit, not admin
- A principal with 25 years in the industry who will teach you what he knows
- A dated progression path: credit representative by mid-2027, then broker

📌 Experienced Parabroker / Credit Analyst – Residential Home Loans (Fully Remote) (Sydney)
🏢 Mortgage World Australia
📍 Sydney