About CitrineX

Citrinex is a growing mortgage and finance brokerage built around one thing: structuring finance properly and delivering an exceptional client experience.

We work across a broad mix of lending, from straightforward home loans and refinances through to investment portfolios, equity strategies, construction, trusts, company borrowers and self-employed clients.

As the brokerage continues to grow, we’re looking for an experienced Credit Analyst & Loan Processor who can take genuine ownership of a deal from assessment through to settlement.

This is not a data-entry or purely administrative processing role.

You’ll work directly with the Managing Director/Broker and become a key part of the business, with significant scope to grow your role as Citrinex grows.

The Role

Once a client comes into the business, you’ll help turn their goals and financial position into a well-structured lending solution.

You’ll manage files end-to-end, including:

- Reviewing client circumstances, financials and lending objectives
- Completing servicing and borrowing capacity calculations
- Researching and comparing suitable lenders and products
- Assisting with loan structuring and lending strategy
- Working through more complex scenarios involving investors, self-employed borrowers, trusts and company structures
- Identifying potential credit issues before submission
- Collecting, reviewing and verifying supporting documentation
- Preparing applications, credit notes and compliance documentation
- Lodging applications and managing them through assessment
- Responding to lender questions and outstanding conditions
- Liaising directly with clients, lenders, conveyancers, accountants and other stakeholders
- Keeping clients informed throughout the process




- Managing files through to unconditional approval and settlement
- Maintaining accurate records and pipeline management within MyCRM
- Staying across lender policy and credit changes
- Helping improve systems, workflows and processes as we scale

We want someone who can look at a scenario, understand what we’re trying to achieve for the client, identify problems and work through the solution.

Who We’re Looking For

You’ll need a minimum of 2 years’ experience in mortgage broking, credit analysis and/or loan processing.

More importantly, we’re looking for someone who has a track record of taking ownership and getting deals through.

You’ll ideally bring

- Strong knowledge of residential lending and the mortgage application process
- Experience managing applications from initial assessment through to settlement
- Confidence completing servicing and analysing borrower financials
- Strong lender research and scenario analysis skills
- Experience interpreting PAYG and self-employed income
- High attention to detail, particularly around credit and compliance
- Strong written and verbal communication
- The ability to manage multiple active applications and priorities
- A proactive, solutions-focused approach
- The confidence to ask questions, challenge something that doesn’t look right and find answers
- The ability to work independently in a remote setting





Experience with investor lending and more complex lending structures will be highly regarded.

Experience using MyCRM is also an advantage, but it isn’t essential.

The Person Matters

We’re looking for someone who takes pride in their work, communicates well and genuinely cares about getting the right outcome for the client.

We’d particularly like to hear about your track record.

If you’ve helped a brokerage manage significant monthly volumes, improved turnaround times, handled difficult credit scenarios or become the person brokers rely on to get their deals across the line, tell us.

Why Join CitrineX?

This is an opportunity to get into the business while we’re growing and have a meaningful role in what it becomes.

You’ll get

- $90,000–$120,000 super, depending on experience
- A fully remote position
- Direct access to and mentorship from the Managing Director/Broker
- Exposure to a broad range of lending scenarios
- Significant exposure to property investment and portfolio lending
- Autonomy over your files
- The opportunity to influence processes and how the credit function develops
- A business that values technology, efficiency and finding better ways of working
- Genuine long-term career progression

As we grow, your role can grow with us.

For the right person, that could mean progressing into Senior Credit Analyst, Credit Manager, Operations Manager or even Mortgage & Finance Broking if that’s the direction you want to take your career.

Apply

Send through your CV along with a short introduction telling us about your experience.

Apply via email [email protected] (with your CV) or reach out for a confidential chat on 0424 455 765.

Pay: $90,000.00 – $120,000.00 per year

Work Location: Remote

📌 Credit Analyst & Loan Processor – Mortgage Broking (Australia)
🏢 CitrineX
📍 Australia