Job Description

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Company Description n

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Forward with Cuscal

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At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing finances, and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.

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If you’re looking for a role where your skills and ideas make a real impact, join us to help shape the future of payments in Australia.

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Job Description n

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Your Opportunity

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As a Business Analyst – Payments , you’ll play a critical role in delivering complex payments solutions across Cards and real-time payments.

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You’ll work closely with product, technology and client teams to define requirements, drive discovery and translate business needs into actionable outcomes that deliver value to our clients and their customers.

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You’ll make an impact by:

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- Translating requirements into clear user stories with acceptance criteria
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- Producing high-quality artefacts including process maps, gap and impact analysis
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- Supporting delivery teams through refinement and solution design
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- Driving data validation, reconciliation and migration activities
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- Partnering with stakeholders across product, engineering and external clients
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Qualifications n

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About you:

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You’re an experienced Business Analyst with deep payments expertise and the ability to navigate complex, enterprise environments.

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Must have experience:

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- Strong experience in cards switch processing
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- Hands-on knowledge of AS2805 / ISO8583 messaging
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- Experience setting up debit, credit and prepaid card products
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- Solid understanding of dual message processing
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- Knowledge of card schemes (Visa, Mastercard, eftpos) and scheme compliance
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- Experience with Current Payments Platform (NPP)
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- Understanding of PayID, PayTo, CoP and PACs messaging
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- Familiarity with SWIFT messaging standards
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Key capabilities:

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- Expert in requirements gathering and documentation
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- Strong experience in process mapping, gap analysis and technical specifications
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- Ability to lead workshops and drive stakeholder alignment
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- Proven experience working with technical teams in agile environments
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- Strong data analysis skills , including SQL and Oracle
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Nice to have:

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- Exposure to digital wallets and tokenisation
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- Experience with financial crime / fraud systems in Cards or NPP
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Additional Information n

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Why Cuscal?

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At Cuscal, you’ll experience interesting work that’s transforming. You get the security of an established organisation and the energy of a company committed to innovation. For 60 years, we’ve set the standard in payments, and now we’re preparing to redefine it for the future.

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You’ll also enjoy a range of benefits, including:

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- Recognition and growth : Celebrate achievements through IGNITE and grow with tailored development opportunities
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- Wellbeing focus: We support your physical, mental and financial health with holistic initiatives and access to discounts via Cuscal Advantage
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- Inhouse Barista: for whenever you feel like your favourite hot beverage
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If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision. Applications may be reviewed as they’re received, so don’t wait - apply now.

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Cuscal is an equal opportunity employer committed to creating a diverse, inclusive and barrier-free workplace. We welcome applications from Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ communities and individuals from culturally diverse backgrounds.

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#LI-NL

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📌 Business Analyst, Payments (12-month contract) (New South Wales)
🏢 Cuscal
📍 New South Wales