Job Description
n
An extraordinarily talented group of individuals work together every day to drive TNS' success, from both skilled and personal perspectives. Come join the excellence!
Overview n
In this role, you will work closely with product managers, clients, and software development teams to define payment solutions, ensure compliance, and enhance our transaction processing capabilities. You will play a critical role in translating business needs into technical requirements while ensuring alignment with industry standards and best practices.
n
You will also act as a Product Owner within the scrum team, managing the product backlog of requirements, priority and necessary clarification.
Responsibilities
n
Payments & Industry Standards
n
n
Act as the subject matter expert on card payments, with working experience on EMV and Card Not Present (Ecommerce) projects.
n
Provide expertise in payment protocols such as ISO ****, NEXO ISO*****, and proprietary acquirer-specific messaging formats.
n
Understanding the transaction lifecycle across issuers, acquirers, processors, and merchants.
n
Familiarity with alternative payment options (e.g., digital wallets, BNPL etc.)
n
Familiarity with Fuel Fleet Cards & Loyalty Cards desired.
n
Work closely with scheme rules (Visa, Mastercard, AMEX, etc.), ensuring compliance with schemes such as EMV and PSD2/SCA regulations, PCI.
n
n
Technical & API Integration
n
n
Collaborate with development teams to design and document payment API specifications, ensuring seamless integration with third-party providers.
n
Define functional and non-functional requirements for payment processing applications, including authentication, authorization, and settlement flows.
n
Document user stories and requirements, process flows, UI and UX mockups
n
Work with tokenization, encryption, and security standards (PCI-DSS, 3DS, HSM, etc.)



to ensure secure transactions.
n
n
Product & Stakeholder Engagement
n
n
Partner with product managers to shape the payments roadmap and define requirements based on business needs and market trends.
n
Act as a liaison between clients, acquirers, and payment processors, understanding their needs and providing technical guidance.
n
Work within an Agile/Scrum environment, contributing to sprint planning, managing backlog refinement, and user story definition.
n
Take a lead role in showcasing functionality which is being developed to stakeholders, seeking early feedback
n
Collaborate with other Business Analysts and colleagues, providing training and understanding of the payments industry and TNS services.
n
Qualifications
n
Experience/Qualifications:
n
n
5+ years of experience as a Business Analyst in the payments industry.
n
Experience working with protocols such as ISO ****, NEXO, EMV, and alternative payment methods.
n
Experience working with acquirers, PSPs, and payment processors.
n
Hands-on experience with payment APIs, RESTful web services, and JSON/XML messaging.
n
Understanding of regulatory and compliance frameworks (e.g., PCI-DSS, PSD2, SCA).
n
Ability to write clear BRDs, functional specifications, and API documentation.
n
Manage and maintain the product backlog, working as a product owner within a scrum team.
n
Strong collaboration skills with cross-functional teams in an Agile environment.
n
n
If you are passionate about technology, love personal growth and opportunity, come see what TNS is all about!
n
TNS is an equal prospect employer. TNS evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status,
disability/handicap
status or any other legally protected characteristic.
n
#J-*****-Ljbffr

📌 Payments Business Analyst (New South Wales)
🏢 Transaction Network Services
📍 New South Wales