Business Analyst, Payments (12-month contract)
Contract
Forward with Cuscal
At Cuscal, our Commercial and Business teams are the backbone of our organisation.
From supporting clients and driving growth to ensuring compliance, managing finances, and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.
If you're looking for a role where your skills and ideas make a real impact, join us to help shape the future of payments in Australia.
As a Business Analyst – Payments, you'll play a critical role in delivering complex payments solutions across Cards and real-time payments.
You'll work closely with product, technology and client teams to define requirements, drive discovery and translate business needs into actionable outcomes that deliver value to our clients and their customers.
You'll make an impact by:
Translating requirements into clear user stories with acceptance criteria
Producing high-quality artefacts including process maps, gap and impact analysis
Supporting delivery teams through refinement and solution design
Driving data validation, reconciliation and migration activities
Partnering with stakeholders across product, engineering and external clients
About you:
You're an experienced Business Analyst with deep payments expertise and the ability to navigate complex, enterprise environments.
Must have experience:
Strong experience in cards switch processing
Hands-on knowledge of AS**** / ISO**** messaging
Experience setting up debit, credit and prepaid card products
Solid understanding of dual message processing
Knowledge of card schemes (Visa,



Mastercard, eftpos) and scheme compliance
Experience with Current Payments Platform (NPP)
Understanding of PayID, PayTo, CoP and PACs messaging
Familiarity with SWIFT messaging standards
Key capabilities:
Expert in requirements gathering and documentation
Strong experience in process mapping, gap analysis and technical specifications
Ability to lead workshops and drive stakeholder alignment
Proven experience working with technical teams in agile environments
Strong data analysis skills, including SQL and Oracle
Nice to have:
Exposure to digital wallets and tokenisation
Experience with financial crime / fraud systems in Cards or NPP
Why Cuscal?
At Cuscal,you'llexperience interesting workthat'stransforming.
You get the security of an established organisation and the energy of a company committed to innovation.
For 60 years,we'veset the standard in payments, and nowwe'repreparing to redefine it for the future.
You'llalso enjoy a range of benefits, including:
Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities
Wellbeing focus: We support your physical, mentaland financial health with holistic initiatives and access to discounts via Cuscal Advantage
Inhouse Barista: for whenever you feel like your favourite hot beverage
Cuscal is an equal opportunity employer committed to creating a diverse, inclusive and barrier-free workplace.
We welcome applications from Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ communities and individuals from culturally diverse backgrounds.
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📌 Business Analyst, Payments (12-Month Contract) (Sydney)
🏢 Cuscal
📍 Sydney