Join a high growth fintech that's redefining business lending in Australia. With over a decade of experience solving complex credit challenges for SMEs, this business is continuing to scale and looking for a Credit Analyst to help shape the future of their small to mid-market lending.
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You'll assess and structure credit for small to mid-sized businesses, focused on commercial transactions such as cashflow lending and asset finance. Partnering closely with the sales and relationship teams, you'll play a key role in delivering smart, tech-driven credit decisions that balance risk, commerciality, and speed.
What You'll Do n
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- Conduct end-to-end credit assessments using financial statements, bank data, and alternative sources.
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- Partner with Relationship Managers and Brokers to structure tailored funding solutions.
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- Analyse financial and non-financial risk to make informed, timely lending decisions. Maintain accuracy and compliance across systems and documentation.
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- Support ongoing portfolio management and periodic reviews of existing clients.
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What You'll Bring nn
- Proven background in commercial credit analysis or credit management, ideally with DLA.
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- SME credit decisioningis essential, with exposure to both asset finance and cashflow lending preferred.
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- Ability to make balanced, pragmatic decisions in a fast-moving workplace.
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- A confident communicator who can work collaboratively across teams.
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- Comfortable in an agile, technology-led business where innovation and accountability drive success.
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Why This Role nn
- Progression opportunities as the business continues to scale.
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- Hybrid working and a culture that values autonomy and impact.
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- Dynamic environment free from the layers and bureaucracy of traditional banks.
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