Job Description
Credit Analyst | Specialist Lending
n
Are you a lending professional who enjoys solving complex credit scenarios and structuring deals that others can't?
n
We're partnering with a respected finance business seeking an experienced Credit Analyst to play a critical role in assessing, structuring and supporting a high volume of full-doc and low-doc lending applications.
n
Working closely with brokers, you'll act as the credit expert behind the scenes, helping secure positive lending outcomes across a broad panel of lenders.
n
This is an ideal opportunity for someone who thrives on policy interpretation, credit strategy and deal structuring rather than client-facing sales activities.
n
What You'll Be Doing
n
n
Assessing and structuring both full-doc and low-doc lending applications
n
Analysing complex lending scenarios and identifying solutions
n
Working closely with brokers to provide credit guidance and structuring support
n
Maintaining a deep understanding of lender policy across approximately 20 financiers
n
Monitoring policy updates and applying changes effectively to lending scenarios
n
Liaising directly with bank credit teams to negotiate and advocate for lending outcomes
n
Preparing and presenting well-supported credit submissions
n
Challenging credit decisions professionally where appropriate to achieve the best possible outcome for clients
n
n
What We're Looking For
n
n
Strong experience in credit analysis, loan assessment or lending operations
n
Excellent understanding of lender policy, particularly within the low-doc lending space
n
Proven ability to structure complex lending transactions
n
Strong analytical, problem-solving and decision-making skills
n
Exceptional attention to detail and organisational ability
n
Confident communicator with the ability to engage directly with bank credit teams
n
Ability to influence and negotiate outcomes while maintaining strong professional relationships
n
Process-driven, methodical and highly consistent in your approach
n
Someone who enjoys working behind the scenes and providing technical expertise rather than managing client relationships
n
A long-term interest in credit and lending rather than pursuing a broker pathway in the near future
n
n
Why Join?
n
n
Work on complex and compelling lending scenarios every day
n
Become a trusted credit specialist within a high-performing team
n
Exposure to a wide range of lender products and policies
n
Collaborative and supportive environment
n
Opportunity to build deep expertise in specialist and low-doc lending
n