Are you a lending professional who enjoys solving complex credit scenarios and structuring deals that others can't?
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We're partnering with a respected finance business seeking an experienced Credit Analyst to play a critical role in assessing, structuring and supporting a high volume of full-doc and low-doc lending applications.
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Working closely with brokers, you'll act as the credit expert behind the scenes, helping secure positive lending outcomes across a broad panel of lenders.
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This is an ideal opportunity for someone who thrives on policy interpretation, credit strategy and deal structuring rather than client-facing sales activities.
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What You'll Be Doing
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- Assessing and structuring both full-doc and low-doc lending applications
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- Analysing complex lending scenarios and identifying solutions
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- Working closely with brokers to provide credit guidance and structuring support
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- Maintaining a deep understanding of lender policy across approximately 20 financiers
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- Monitoring policy updates and applying changes effectively to lending scenarios
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- Liaising directly with bank credit teams to negotiate and advocate for lending outcomes
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- Preparing and presenting well-supported credit submissions
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- Challenging credit decisions professionally where appropriate to achieve the best possible outcome for clients
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What We're Looking For
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- Strong experience in credit analysis, loan assessment or lending operations
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- Excellent understanding of lender policy, particularly within the low-doc lending space
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- Proven ability to structure complex lending transactions
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- Strong analytical, problem-solving and decision-making skills
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- Exceptional attention to detail and organisational ability
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- Confident communicator with the ability to engage directly with bank credit teams
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- Ability to influence and negotiate outcomes while maintaining solid professional relationships
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- Process-driven, methodical and highly consistent in your approach
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- Someone who enjoys working behind the scenes and providing technical expertise rather than managing client relationships
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- A long-term interest in credit and lending rather than pursuing a broker pathway in the near future
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Why Join?
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- Work on complex and interesting lending scenarios every day
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- Become a trusted credit specialist within a high-performing team
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- Exposure to a wide range of lender products and policies
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- Collaborative and supportive environment
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- Opportunity to build deep expertise in specialist and low-doc lending
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